Get $50k - $5 Mil

Commercial Hard Money Loans

MultiFamily Income

Property Loans & Financing

Get Multi-Family Unit Property

Loans & Financing for

Purchase, Refinance, Cash Out,

Rehab, or Debt Consolidation

1st, 2nd or 3rd Position Loans

Fast, Easy & Quick Approval

Get Funding in 7-10 Days

CALL or TEXT NOW

(951)-254-3712

or

Apply-now-button

Multi-Family Loan Programs:

 

Any Credit

Stated Income Program

Limited Doc Program

Full Doc Program  

Private Hard Money Loan

Equity Only Loan Program

Bk, Foreclosure are OK

  

Commercial Loan Rate & Terms:

 

Loan Term 5 - 30 Year

Interest Rate starting 4.95%

Variable & Fixed interest rates

Amortization Up to 30 Year

Loan to Value (LTV) up to 75%

Debt Service Coverage: 1.25

New Picture (33)













Property Type:

Multi-Family

Mixed Use buildings

Apartments

Retail Centers

Strip Mall

Office Buildings

Warehouse

Industrial Buildings

Self Storage

Mini Storage

Senior Care Facilities

Hotels / Motels

Gas Station

Truck Stops

C Store, Liquor Stores

Commercial Vacant Land

and Many other Commercial Properties

Documents requested to get a LOI

for Multi Family Property :

Loan Request Application

Current Rent Roll

Current Year-to-date Operating Statement (Income and Expenses)

2 Years Historical Operating Statements

2 Years Tax Returns for Full Doc program

Description of Property - Location, Number of Units, Year Built, Amenities, etc.

Property Brochure / Photos

Underlying Mortgage Balance

 

Lender fee, Broker fee, Escrow & Title fees are paid at closing. Any third party fees such as Appraisal, Environmental, Inspection etc are paid by borrower directly.

 

Each loan is unique and rate & term depends on the loan amount, property type, property location, lien position, loan to value, purpose of loan, borrower ability to pay, business & personal credit etc.

We offer stated income, stated asset equity-based loans to borrowers who can’t qualify for a bank loan or who simply need capital quickly. We care more about Equity in the property, borrowers Ability to make payments & theirs Exit plan to repay the loan. We won't waste your time. If we can't help you, we'll refer you to a private lender who may.

Private Money Loans & Financing are available for all Multifamily property, Mixed Use building & Residential properties 1-4 unit (Owner Occupied and Non-Owner Occupied - Business Purpose Loans Only) and Commercial properties.

Private Money Lenders & Investors Fund Loans based on Equity in the Multifamily Property and have Simple Loan Guidelines & Requirements.

We Provide Commercial Private Hard Money Loans for Multi-Family Properties in the Riverside, San Bernardino, Inland Empire, Los Angeles, Orange County & San Diego County and all of California and Nationwide.

What is Hard Money or Private Money Loans?  How to Get Hard Money Loans?

A Hard Money Loans is a specific type of asset-based loan financing through which a borrower receives funds secured by the value of a parcel of real estate. Hard money loans are typically issued by private investors or companies. Interest rates are typically higher than conventional commercial or residential property loans because of the higher risk taken by the lender. Most hard money loans are used for projects lasting from a few months to a few years.

Private Money Loans is commonly used term in banking and finance. It refers to lending money to a company or individual by a private individual or organization. While banks are traditional sources of financing for real estate, and other purposes, private money is offered by individuals or organizations and may have non traditional qualifying guidelines. There are higher risks associated with private lending for both the lender and borrowers.

Hard money lenders are lending companies, or individuals, offering a specialized type of collateral backed loan. Private Hard Money Lenders tend to lend short-term loans (also called bridge loans) that provide funding and or cash, based on the value of the collateral. Hard money lenders and Investors can and will utilize all types of collateral- residential properties, commercial properties, vacant land, vehicles, etc. to complete the loan. Hard money lenders tend to focus on the value of the collateral and sometimes borrower's ability to repay the loan, FICO score, debt to income balance; instead of based on their own personal income or other assets, as is common with traditional conventional lenders. Hard money lenders typically charge much higher interest rates and fees than banks because they fund deals that do not conform to bank standards such as verification of borrower's income, assets, or credit score.

We offer Hard Money 1st Mortgage, 2nd Second Mortgage Loans & 3rd Mortgage Liens. 2nd  Second mortgages and 3rd position Loans are riskier for lenders and thus generally come with a higher interest rate than first mortgages. This is due if the loan goes into default, the first mortgage gets paid off first before the second mortgage.

We Also provide hard money loans for Rehab, Fix & Flip loans, Bridge Loans, Construction Loans, Transaction Funding, Blanket loans. If you are self employed we offer stated income loans, No doc loans, and bank statement loans.


Multifamily residential also known as multidwelling unit is a classification of housing where multiple separate housing units for residential inhabitants are contained within one building or several buildings within one complex. A common form is an apartment building. Sometimes units in a multifamily residential building are condominiums, where typically the units are owned individually rather than leased from a single apartment building owner. Many intentional communities incorporate multifamily residences, such as in cohousing projects.


A Multi-family residential housing is a building or structure that is designed to house several different families in separate housing units. The most common type of multifamily housing is an apartment building. Duplexes, quadruplexes, and townhomes also qualify as multifamily housing. The entire building or structure may be owned by an individual, an entity, or, as is the case with condominiums, by individuals who have purchased units. Multi family simply means the property has more than one living unit (duplex or above). Usually this means separate utility meters and will be sold as real estate that can be rented out to multiple families.

Multifamily units are almost always going to be zoned as multi unit with the whole structure being one owner, tax id, etc. In most places can't be split to sell individually. One source of multi-unit properties is older, bigger residences that have been split in to multiple units even though the ownership is for the building. From a lending point of view, any building or set of buildings unified under one deed containing 5 or more units is considered a multifamily property.

We have access to hundreds of multifamily unit property lenders & private hard money lenders & investors in Los Angeles, San Diego, Riverside, San Bernardino, Fresno, Bakersfield & Orange County and almost all California.

 

We provide Multifamily Loans & Financing in the states of Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming

We also provide Commercial Multi-Family Loans & Financing in the cities of San Jose, San Francisco, Oakland, Fremont, Santa Rosa, Hayward, Sunnyvale, Concord, Santa Clara, Vallejo, Berkeley, Fairfield, Richmond, Antioch, Daly City, Houston, San Antonio, Dallas, Austin, Forth Worth, El Paso, Corpus Christi, Jacksonville, Miami, Tampa, Saint Petersburg, Orlando, Hialeah, Tallahassee, Fort Lauderdale, Port Saint Lucie, Pembroke, Pines, Denver, Colorado Springs, Aurora, Fort Collins, Lakewood, Thornton, Pueblo, Arvada, Westminster, Centennial, Birmingham, Montgomery, Mobile, Huntsville, Tuscaloosa, Hoover, Dothan, Decatur, Auburn, Madison,Phoenix, Tucson, Mesa, Chandler, Glendale, Scottsdale, Gilbert, Tempe, Tempe Junction, Peoria,Atlanta, Columbus, Savannah, Athens, Sandy Springs, Macon, Roswell, Albany, Johns Creek, Warner Robins,Chicago, Aurora, Rockford, Joliet, Naperville, Springfield, Peoria, North Peoria, Elgin, Waukegan,Newark, Jersey City, Paterson, Elizabeth, Edison, Toms River, Trenton, Clifton, Camden, Cherry Hill, Little Rock, Fort Smith, Fayetteville, Springdale, Jonesboro, North Little Rock, Conway, Rogers, Pine Bluff, Bentonville, New York, Brooklyn, Borough of Queens, Manhattan, Bronx, Staten Island, Buffalo, Jamaica, Rochester, Yonkers,Boston, South Boston, Worcester, Springfield, Lowell, Cambridge, New Bedford, Brockton, Quincy, Lynn, Philadelphia, Pittsburgh, Allentown, Erie, Reading, Scranton, Bethlehem, Lancaster, Levittown, Harrisburg, Charlotte, Raleigh, West Raleigh, Greensboro, Winston-Salem, Durham, Fayetteville, Cary, Wilmington, High Point, Columbia, Charleston, North Charleston, Mt. Pleasant, Rock Hill, Greenville, Summerville, Sumter, Hilton Head, Florence, Salt Lake City, West Valley City, Provo, West Jordan, Sandy Hills, Orem, Sandy, Ogden, Saint George, Layton, Indianapolis, Fort Wayne, Evansville, South Bend, Hammond, Bloomington, Gary, Carmel, Fishers, Muncie,Wichita, Overland Park, Kansas City, Topeka, Olathe, Lawrence, Shawnee, Manhattan, Lenexa, Salina, Jackson, West Gulfport, Gulfport, Southaven, Hattiesburg, Biloxi, Meridian, Tupelo, Greenville, Olive Branch, Columbus, Cleveland, Cincinnati, Toledo, Akron, Dayton, Parma, Canton, Youngstown, Lorain, Oklahoma City, Tulsa, Norman, Broken Arrow, Lawton, Edmond, Moore, Midwest City, Enid, Stillwater, Detroit, Grand Rapids, Warren, Sterling Heights, Lansing, Ann Arbor, Flint, Charter Township of Clinton, Dearborn, ivonia, Lexington-Fayette, Meads, Ironville, Louisville, Lexington, Bowling Green, Owensboro, Covington, Hopkinsville, Richmond, Vegas, Henderson, Reno, Paradise, North Las Vegas, Sunrise Manor, Spring Valley, Enterprise, Sparks, Carson City, Baltimore, Columbia, Germantown, Silver Spring, Waldorf, Glen Burnie, Ellicott City, Frederick, Dundalk, Rockville, New Orleans, Baton Rouge, Shreveport, Metairie Terrace, Metairie, Lafayette, Lake Charles, Kenner, Bossier City, Monroe, Minneapolis, Saint Paul, Rochester, Duluth, Bloomington, Brooklyn Park, Plymouth, Saint Cloud, Eagan, West Coon Rapids, Kansas City, St Louis, Springfield, Independence, East Independence, Columbia, Lee's Summit, O'Fallon, St. Joseph, St. Charles, Portland, Eugene, Salem, Gresham, Hillsboro, Beaverton, Bend, Medford, Springfield, Corvallis,Virginia Beach, Norfolk, Chesapeake, Arlington, Richmond, Newport News, East Hampton, Alexandria, Hampton, Portsmouth, Heights, Seattle, Spokane, Tacoma, Vancouver, Bellevue, Everett, Kent, Yakima, Renton, Spokane Valley, Memphis, New South Memphis, Nashville, Knoxville, Chattanooga, East Chattanooga, Clarksville, Murfreesboro, Jackson, Johnson City, Sioux Falls, Rapid City, Aberdeen, Brookings, Watertown, Mitchell, Yankton, Pierre, Huron, Vermillion, Des Moines, Cedar Rapids, Davenport, Sioux City, Waterloo, Iowa City, Council Bluffs, Ames, Dubuque, West Des Moines, Bridgeport, New Haven, Hartford, Stamford, North Stamford, Waterbury, Norwalk, East Norwalk, Danbury, New Britain, Wilmington, Dover, Newark, Bear, Middletown, Brookside, Glasgow, Hockessin, Pike Creek Valley, Smyrna, Boise, Nampa, Meridian, Idaho Falls, Pocatello, Caldwell, Coeur d'Alene, Twin Falls, Lewiston, Lewiston Orchards, Omaha, Lincoln, Bellevue, Grand Island, Kearney, Fremont, Hastings, North Platte, Norfolk, Columbus, Albuquerque, Las Cruces, Rio Rancho, Enchanted Hills, Santa Fe, Roswell, Farmington, South Valley, Clovis, Hobbs, Fargo, Bismarck, Grand Forks, Minot, West Fargo, Mandan, Dickinson, Jamestown, Williston, Wahpeton, Milwaukee, Madison, Green Bay, Kenosha, Racine, Appleton, Waukesha, Oshkosh, Eau Claire, Janesville, Providence, Warwick, Cranston, Pawtucket, East Providence, Woonsocket, Coventry, Cumberland, North Providence, West Warwick.

 

vfindloans.com  1307 West 6th Street # 219, Corona CA 92882  *  Tel: 951-254-3712  *  Fax: 951-710-6411

Business Hours:    Monday thru Friday     9:00 am - 5:00 pm