Get $50K - $750K
Private Hard Money Loans
Residential & Commercial Vacant Land
Equity Based Land Loans
No Min Credit Score Required
Stated Income Program
BK, Short Sale & Foreclosures OK
1st or 2nd Mortgages
LTV (Loan to Value) up to 75% for SFR
Up to 50% for Vacant Land Loan
Up to 80% for Rehab & Fix & Flip
Interest Rates Starting at 9.99% *
Terms from 6 months - 10 Years
Loan Fees 2 - 6 points *
*Rate, Terms, Fees are depended on the loan amount, loan to value, lien position, property type & location, purpose of loan, borrower ability to pay, credit etc. Land Loan available only in California
Whether you own a existing vacant land or looking for a land or lot loan to purchase or refinance a land that consists of few hundred square feet to as many as several Acres, you have come to the right place. Here are some of the type of land we provide financing on.
Land Lot Property Type:
Residential Land Loan,
Commercial Land Loan,
Farm Land Loan,
Agricultural Land Loan,
Mobile Home Parks
all types of Raw Vacant Land.
We offer stated income, stated asset equity-based loans to borrowers who can’t qualify for a bank loan or who simply need capital quickly. We care more about Equity in the property, borrowers Ability to make payments & theirs Exit plan to repay the loan. We won't waste your time. If we can't help you, we'll refer you to a private lender who may.
Private Money Loans & Financing are available for all Residential & Commercial Land or Lot. 1-
Private Money Lenders & Investors Fund Loans based on Equity in the Land and have Simple Loan Guidelines & Requirements.
Did you know that most lenders and banks won't lend on raw vacant land. Some lenders do lend but they have very strict lending guideline under which most borrower can't qualify. Good news is that we have access to private hard money lender who will lend to borrower that can't get loans through conventional lenders & banks.
What is Hard Money or Private Money Loans? How to Get Hard Money Loans?
A Hard Money Loans is a specific type of asset-
Private Money Loans is commonly used term in banking and finance. It refers to lending money to a company or individual by a private individual or organization. While banks are traditional sources of financing for real estate, and other purposes, private money is offered by individuals or organizations and may have non traditional qualifying guidelines. There are higher risks associated with private lending for both the lender and borrowers.
Hard money land loan lenders are lending companies, or individuals, offering a specialized type of collateral backed loan. Private Hard Money Lenders tend to lend short-term loans (also called bridge loans) that provide funding and or cash, based on the value of the collateral. Hard money lenders and Investors can and will utilize all types of collateral- vacant land, raw land, residential properties, commercial properties, vacant land, vehicles, etc. to complete the loan. Hard money lenders tend to focus on the value of the collateral and sometimes borrower's ability to repay the loan, FICO score, debt to income balance; instead of based on their own personal income or other assets, as is common with traditional conventional lenders. Hard money lenders typically charge much higher interest rates and fees than banks because they fund deals that do not conform to bank standards such as verification of borrower's income, assets, or credit score.
No income verification mortgage loan program is when the lender doesn’t require you to prove your income to meets certain requirements. No income verification normally works best for self employed borrowers, 1099 consultants, contractors, commission-based salary and in many other cases. We offer No Income Verification Loans for purchase, refinance, home equity & second mortgage for business purpose. We have access to financing sources for No Income, No DSCR, No Doc & Stated Income Rental Property Loans Lenders.
We offer Hard Money 1st Mortgage, 2nd Second Mortgage Loans & 3rd Mortgage Liens. 2nd Second mortgages and 3rd position Loans are riskier for lenders and thus generally come with a higher interest rate than first mortgages. This is due if the loan goes into default, the first mortgage gets paid off first before the second mortgage.
We Also provide hard money loans for Rehab, Fix & Flip loans, Bridge Loans, Construction Loans, Transaction Funding, Blanket loans. If you are self employed we offer stated income loans, No doc loans, and bank statement loans.
Mortgage Broker in California
We are Mortgage Brokers in California representing a wide range of Lenders & Investor offering loans such as Conventional Loans, FHA Loans, Private Hard Money Loans, Commercial Loans, SBA Loans, Equity Based Private Loans, 1st & 2nd Second Mortgage and lot more.
As a professional Mortgage Brokers in California, Our goal is to get your loan closed as fast as possible with most competitive lending options and to provide the best customer service. We represent almost all clients in Los Angeles, San Diego, Orange County, Riverside, San Bernardino, Inland Empire, Fresno, Bakersfield, San Jose, San Francisco, Southern California, Northern California and entire California for their financing needs. As a Desi mortgage broker we can also help Desi Indian borrowers who speaks Hindi & Punjabi.
We also provide Equity Based Commercial loans & financing, stated income commercial loans, No Doc, No Income Verification commercial loan programs. A Commercial loan is a mortgage loan secured by commercial property, such as Investment Rental Property, Multifamily, Mixed Use property, Retail office building, commercial buildings, shopping center, industrial warehouse, or apartment complex. The proceeds from a commercial mortgage are typically used to acquire, refinance, rehab or redevelop commercial property.
We provide private hard money vacant land loans, Residential & Commercial Hard Money Loans, Vacant Land Loans in the city of Banning, Beaumont, Blythe, Calimesa, Canyon Lake, Coachella, Corona, Desert Hot Springs, Eastvale, Hemet, Indian Wells, Indio, Jurupa Valley, Lake Elsinore, La Quinta, Menifee, Moreno Valley, Murrieta, Norco, Palm Desert, Palm Springs, Perris, Rancho Mirage, San Jacinto, Temecula, Wildomar,Adelanto, Apple Valley, Barstow, Big Bear Lake, Chino, Chino Hills, Colton, Crestline, Fontana, Grand Terrace, Hesperia, Highland, Joshua Tree, Lake Arrowhead, Loma Linda, Lucerne Valley, Montclair, Needles, Ontario, Rancho Cucamonga, Redlands, Rialto, Running Springs, Twentynine Palms, Upland, Victorville, Wrightwood, Yermo, Yucaipa, Yucca Valley, Aliso Viejo, Anaheim, Brea, Buena Park, Costa Mesa, Cypress, Dana Point, Fountain Valley, Fullerton, Garden Grove, Huntington Beach, Irvine, La Habra, La Palma, Laguna Beach, Laguna Hills, Laguna Niguel, Laguna Woods, Lake Forest, Los Alamitos, Mission Viejo, Newport Beach, Orange, Placentia, Rancho Santa Margarita, San Clemente, San Juan Capistrano, Santa Ana, Seal Beach, Stanton, Tustin, Villa Park, Westminster, Yorba Linda, Agoura Hills, Alhambra, Arcadia, Artesia, Azusa, Baldwin Park, Bell, Bell Gardens, Bellflower, Beverly Hills, Bradbury, Burbank, CalabasCarson, Cerritos, Claremont, Commerce, Compton, Covina, Cudahy, Culver City, Diamond Bar, Downey, Duarte, El Monte, El Segundo, Gardena, Glendale, Glendora, Hawaiian Gardens, Hawthorne, Hermosa Beach, Hidden Hills, Huntington Park, Industry, Inland Empire, Inglewood, Irwindale, La Canada-
Flintridge, La Habra Heights, La Mirada, La Puente, La Verne, Lakewood, Lancaster, Lawndale, Lomita, Long Beach, Los Angeles, Lynwood, Malibu, Manhattan Beach, Maywood, Monrovia, Montebello, Monterey Park, Norwalk, Palmdale, Palos Verdes Estates, Paramount, Pasadena, Pico Rivera, Pomona, Rancho Palos Verdes, Redondo Beach, Rolling Hills, Rolling Hills Estates, Rosemead, San Dimas, San Fernando, San Gabriel, San Marino, Santa Clarita, Santa Fe Springs, Santa Monica, Sierra Madre, Signal Hill, South El Monte, South Gate, South Pasadena, Temple City, Torrance, Vernon, Walnut, West Covina, West Hollywood, Westlake Village, Whittier, San Diego, Chula Vista, Oceanside, Escondido, Carlsbad, El Cajon, Vista, San Marcos, Encinitas, National City, La Mesa, La Jolla, Lancaster, Palmdale, Fresno, Bakersfield, Merced, Madera, Modesto, Visalia, Santa Barbara, Santa Monica, Santa Maria, San Luis Obispo, Ventura, Monterey, Salinas, Santa Cruz, San Jose, San Francisco, San Mateo, Sacramento, Stockton, Fresno, Bakersfield, Oakland, Southern California and all California,
vfindloans.com 1307 West 6th Street # 219, Corona CA 92882 * Tel: 951-254-3712 * Fax: 951-710-6411
Business Hours: Monday thru Friday 9:00 am - 5:00 pm