Get $50K - $750K

Private Hard Money Loans

 

Residential & Commercial Vacant Land

Get Private Hard Money Land Loans for

Purchase, Refinance, Cash Out

1st Position Loans

Up to 75% Loan to Value*

Fast, Easy & Quick Approval

Get Funding in 7-10 Days

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(951)-254-3712

or

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*Up to 50% LTV through hard money loans & up to 75% LTV with conventional full doc loans.

Equity Based Land Loans

check  No Min Credit Score Required

check  Stated Income Program

check  BK, Short Sale & Foreclosures OK

check 1st or 2nd Mortgages

check  LTV (Loan to Value) up to 75%

check  Up to 50% for Vacant Land Loan

check  Up to 80% for Rehab & Fix & Flip

check  Interest Rates Starting at 8.99% *

check  Terms from 6 months to 25 Years

check Loan Fees 2 - 6 points *

*Rate, Terms, Fees are depended on the loan amount, loan to value, lien position, property type & location, purpose of loan, borrower ability to pay, credit etc.

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Whether you own a existing vacant land or looking for a land or lot loan to purchase or refinance a land that consists of few hundred square feet to as many as several Acres, you have come to the right place. Here are some of the type of land we provide financing on.

 

Land Lot Property Type:

Residential Land Loan,
Commercial Land Loan,
Farm Land Loan,
Agricultural Land Loan,
Industrial Land,
Ranch Property,
Golf Course,

Mobile Home Parks
all types of Raw Vacant Land.

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We offer stated income, stated asset equity-based loans to borrowers who can’t qualify for a bank loan or who simply need capital quickly. We care more about Equity in the property, borrowers Ability to make payments & theirs Exit plan to repay the loan. We won't waste your time. If we can't help you, we'll refer you to a private lender who may.

Private Money Loans & Financing are available for all Residential & Commercial Land or Lot. 1-4 unit (Owner Occupied and Non-Owner Occupied - Business Purpose Loans Only) , Mixed Use building and Commercial properties.

Private Money Lenders & Investors Fund Loans based on Equity in the Land and have Simple Loan Guidelines & Requirements.

We Provide Commercial Private Hard Money Land Loans in the Riverside, San Bernardino, Inland Empire, Los Angeles, Orange County & San Diego County and all of California.

Did you know that most lenders and banks won't lend on raw vacant land. Some lenders do lend but they have very strict lending guideline under which most borrower can't qualify. Good news is that we have access to private hard money lender who will lend to borrower that can't get loans through conventional lenders & banks.

 

What is Hard Money or Private Money Loans?  How to Get Hard Money Loans?

A Hard Money Loans is a specific type of asset-based loan financing through which a borrower receives funds secured by the value of a parcel of real estate. Hard money loans are typically issued by private investors or companies. Interest rates are typically higher than conventional commercial or residential property loans because of the higher risk taken by the lender. Most hard money loans are used for projects lasting from a few months to a few years.

Private Money Loans is commonly used term in banking and finance. It refers to lending money to a company or individual by a private individual or organization. While banks are traditional sources of financing for real estate, and other purposes, private money is offered by individuals or organizations and may have non traditional qualifying guidelines. There are higher risks associated with private lending for both the lender and borrowers.

Hard money land loan lenders are lending companies, or individuals, offering a specialized type of collateral backed loan. Private Hard Money Lenders tend to lend short-term loans (also called bridge loans) that provide funding and or cash, based on the value of the collateral. Hard money lenders and Investors can and will utilize all types of collateral- vacant land, raw land, residential properties, commercial properties, vacant land, vehicles, etc. to complete the loan. Hard money lenders tend to focus on the value of the collateral and sometimes borrower's ability to repay the loan, FICO score, debt to income balance; instead of based on their own personal income or other assets, as is common with traditional conventional lenders. Hard money lenders typically charge much higher interest rates and fees than banks because they fund deals that do not conform to bank standards such as verification of borrower's income, assets, or credit score.

We offer Hard Money 1st Mortgage, 2nd Second Mortgage Loans & 3rd Mortgage Liens. 2nd  Second mortgages and 3rd position Loans are riskier for lenders and thus generally come with a higher interest rate than first mortgages. This is due if the loan goes into default, the first mortgage gets paid off first before the second mortgage.

We Also provide hard money loans for Rehab, Fix & Flip loans, Bridge Loans, Construction Loans, Transaction Funding, Blanket loans. If you are self employed we offer stated income loans, No doc loans, and bank statement loans.

We have access to hundreds of private hard money lenders & investors in Los Angeles, San Diego, Riverside, San Bernardino, Fresno, Bakersfield & Orange County and almost all California.

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We provide private hard money land loans, Residential & Commercial Hard Money Loans, Vacant Land Loans in the city of Banning, Beaumont, Blythe, Calimesa, Canyon Lake, Coachella, Corona, Desert Hot Springs, Eastvale, Hemet, Indian Wells, Indio, Jurupa Valley, Lake Elsinore, La Quinta, Menifee, Moreno Valley, Murrieta, Norco, Palm Desert, Palm Springs, Perris, Rancho Mirage, San Jacinto, Temecula, Wildomar,Adelanto, Apple Valley, Barstow, Big Bear Lake, Chino, Chino Hills, Colton, Crestline, Fontana, Grand Terrace, Hesperia, Highland, Joshua Tree, Lake Arrowhead, Loma Linda, Lucerne Valley, Montclair, Needles, Ontario, Rancho Cucamonga, Redlands, Rialto, Running Springs, Twentynine Palms, Upland, Victorville, Wrightwood, Yermo, Yucaipa, Yucca Valley, Aliso Viejo, Anaheim, Brea, Buena Park, Costa Mesa, Cypress, Dana Point, Fountain Valley, Fullerton, Garden Grove, Huntington Beach, Irvine, La Habra, La Palma, Laguna Beach, Laguna Hills, Laguna Niguel, Laguna Woods, Lake Forest, Los Alamitos, Mission Viejo, Newport Beach,  Orange, Placentia, Rancho Santa Margarita, San Clemente, San Juan Capistrano, Santa Ana, Seal Beach, Stanton, Tustin, Villa Park, Westminster, Yorba Linda, Agoura Hills, Alhambra,    Arcadia, Artesia, Azusa, Baldwin Park, Bell, Bell Gardens, Bellflower, Beverly Hills, Bradbury, Burbank, CalabasCarson, Cerritos, Claremont, Commerce, Compton, Covina, Cudahy, Culver City, Diamond Bar, Downey, Duarte, El Monte, El Segundo, Gardena, Glendale, Glendora, Hawaiian Gardens, Hawthorne, Hermosa Beach, Hidden Hills, Huntington Park, Industry, Inland Empire, Inglewood, Irwindale, La Canada-Flintridge, La Habra Heights, La Mirada, La Puente, La Verne, Lakewood, Lancaster, Lawndale, Lomita, Long Beach, Los Angeles, Lynwood, Malibu, Manhattan Beach, Maywood, Monrovia, Montebello, Monterey Park, Norwalk, Palmdale, Palos Verdes Estates, Paramount, Pasadena, Pico Rivera, Pomona, Rancho Palos Verdes, Redondo Beach, Rolling Hills, Rolling Hills Estates, Rosemead, San Dimas, San Fernando, San Gabriel, San Marino, Santa Clarita, Santa Fe Springs, Santa Monica, Sierra Madre, Signal Hill, South El Monte, South Gate, South Pasadena, Temple City, Torrance, Vernon, Walnut, West Covina, West Hollywood, Westlake Village, Whittier, San Diego, Chula Vista, Oceanside, Escondido, Carlsbad, El Cajon, Vista, San Marcos, Encinitas, National City, La Mesa, La Jolla, Lancaster, Palmdale, Fresno, Bakersfield, Merced, Madera, Modesto, Visalia, Santa Barbara, Santa Monica, Santa Maria, San Luis Obispo, Ventura, Monterey, Salinas, Santa Cruz, San Jose, San Francisco, San Mateo, Sacramento, Stockton, Southern California and all California,

Call or Text 951-254-3712  or Click Here to Apply Now

vfindloans.com  1307 West 6th Street # 219, Corona CA 92882  *  Tel: 951-254-3712  *  Fax: 951-710-6411

Business Hours:    Monday thru Friday     9:00 am - 5:00 pm