Get $75k - $10 Mil
Commercial Mortgage Brokers
Commercial Real Estate Loan Brokers
Commercial Mortgage Brokers
If you are looking to purchase or refinance your commercial property then you are at the right place. We are commercial mortgage brokers serving clients nationwide. We are Commercial Loan Brokers representing a wide range of Commercial Lenders & Investor offering Conventional Loans, SBA Loans, Commercial Private Hard Money Loans, Equity Based Private hard money loans and lot more. Our clients have access to multiple commercial mortgage programs using Full Doc, Low Doc, No Doc, Stated Income Commercial loan programs.
As a professional commercial mortgage brokers our goal is to get your loan closed as fast as possible with most competitive lending options and to provide the best customer service. We can represent all Commercial clients locally and other states for their financing needs.
Get Commercial Loans & Financing for
Purchase, Refinance, Cash Out,
Rehab, or Debt Consolidation
1st or 2nd Position Loans
Up to 80% Loan to Value
Any Credit - Stated Income
Commercial Real Estate Loan Programs:
Any Credit Ok
Stated Income Program
No Doc / Limited Doc Program
Full Doc Program
Private Hard Money Loan
Equity Based Loan Program
Bk, Foreclosure are OK
Commercial Loan Rate & Terms:
Loan Term 2 -
Interest Rate starting 4.95%*
Variable & Fixed interest rates
Amortization Up to 30 Year
LTV up to 80% for Purchase*
70% LTV up to for Cash Out*
LTV up to 60% for 2nd Loan*
Debt Service Coverage: 0-1.30
*Rate, Terms, Fees are depended on the loan amount, loan to value, lien position, property type, location, purpose of loan, borrower ability to pay, credit etc. Call for Details
Commercial Property Type:
Residential properties 1-4 unit
Senior Care Facility
Documents Required for Mixed Use Property Loans:
Copy of Lease Agreement (if rented)
Low Doc Loan Program Mixed-Use Property:
Above documents & Current Rent Roll
Current Year-to-date Operating Statement (Income and Expenses)
2 Years Historical Operating Statements
Full Doc Commercial Mixed Use Loan Program:
Above documents plus
2 Years Personal & Business Tax Returns
Description of Property - Location, Number of Units, Year Built, Amenities, etc.
Property Brochure / Photos
Underlying Mortgage Balance
Lender fee, Broker fee, Escrow & Title fees are paid at closing. Any third party fees such as Appraisal, Environmental, Inspection etc are paid by borrower directly.
Investment Rental Property Commercial Mortgage Brokers
We are commercial mortgage brokers offering equity based loan for 1-4 unit residential rental property. Most of our rental property loan programs are stated income, no income verification, no DSCR required. Rental property lenders offer term from 6 months to 30 years fixed. If you are looking to purchase a rental property, refinance your existing investment rental property or need to cash out from your rental property we can help you find the best loan option available based on your loan requirement.
Multifamily 5+ Unit Apartment Commercial Mortgage Brokers
We are commercial mortgage brokers offering equity based loan for 5+ commercial multifamily properties. Most of our multifamily loan programs are stated income, no income verification, no tax returns required. Multifamily property lenders offer term from 6 months to 30 years fixed. If you are looking to purchase a Multifamily property , refinance your existing commercial multifamily property or need to cash out from your multifamily property we can help you find the best loan option available based on your loan requirement.
Commercial Mixed Use Property Commercial Mortgage Brokers
We are commercial mortgage brokers offering equity based loan for residential commercial mixed use property. Most of our mixed use property loan programs are stated income, no income verification, no tax returns required. Commercial Mixed use property lenders offer term from 6 months to 30 years fixed. If you are looking to purchase a mixed use property , refinance your existing mixed use property or need to cash out from your mixed use property we can help you find the best loan option available based on your loan requirement.
Retail Office Building Commercial Mortgage Brokers
We are commercial mortgage brokers offering equity based loan for commercial retail office property. Most of our retail office property loan programs are stated income, no income verification, no tax returns required. Commercial Retail office property lenders offer term from 6 months to 30 years fixed. If you are looking to purchase a Retail office building , refinance your existing Retail office building property or need to cash out from your Retail office building we can help you find the best loan option available based on your loan requirement.
RV Park & Mobile Home Park Commercial Mortgage Brokers
We are commercial mortgage brokers offering equity based loan for mobile home parks & RV parks. Most of our MHP loan programs are stated income, no income verification, no tax returns required. Mobile home park lenders offer term from 6 months to 30 years fixed. If you are looking to purchase a mobile home park property , refinance your existing mixed use property or need to cash out from your mixed use property we can help you find the best loan option available based on your loan requirement.
Commercial Warehouse Commercial Mortgage Brokers
We are commercial mortgage brokers offering equity based loan for commercial warehouse property. Most of our retail office property loan programs are stated income, no income verification, no tax returns required. Commercial warehouse property lenders offer term from 6 months to 30 years fixed. If you are looking to purchase a Retail office building , refinance your existing warehouse building property or need to cash out from your Retail office building we can help you find the best loan option available based on your loan requirement.
What is Debt Service Coverage Ratio (DSCR) used for Mixed Use Properties
The debt service coverage ratio (DSCR) are normally calculated for Investment Rental properties, also known as "debt coverage ratio" (DCR), is the ratio of operating income available to debt servicing for interest, principal and Insurance payments. It is a popular benchmark used in the measurement of an entity's (person or corporation) ability to produce enough cash to cover its debt payments. The higher this ratio is, the easier it is to obtain a loan.
The Debt Service Coverage Ratio (DSCR) is a simple way of measuring the ability of an investment rental property to pay all its operating expenses and any debt that may be against the rental property. Many commercial lenders uses DSCR for calculating income on rental properties, Multifamily properties, Mixed Use properties, Office Retail buildings and other income producing commercial properties.
A No DSCR loan is where the lenders does not use ratio for qualifying the loan. We Provide No DSCR loans, Equity based rental property loans, No Doc rental property loans & Stated Income Investment Property Loans Lenders.
Commercial Mortgage Brokers for Commercial Real Estate Properties
As a professional Commercial Mortgage Brokers in California, Our goal is to get your loan closed as fast as possible with most competitive lending options and to provide the best customer service. We can represent all Commercial clients in California and other states for their financing needs.
Each borrower, property & loan scenario are unique. We work one-on-one with each individual client, evaluate their specific needs and find a lender that suits them personally. We first underwrite the file before it is presented before the Lender or private investor so it meets their guidelines for getting your loan funded fast and with least effort.
Our focus is funding loans for owner-occupied & non-owner occupied property for residential or commercial property owners. Our approach is Asset-based rather than credit based and therefore we provide fast, creative financing solutions for borrowers with less than perfect financial or credit statements.
Whether you are a individual, self-employed individual, real estate investor, small business owner, our Mortgage Broker team has the experience to help you. We routinely assist borrowers who are individuals, corporations, limited liability companies, trusts, estates, probates, foreign nationals, as well as other types of borrowers who don’t meet today’s strict conventional underwriting guidelines.
Commercial Mortgage Brokers for Commercial & Residential Properties
We offer stated income, equity-based mixed use loans & financing to borrowers who can’t qualify for a bank loan or who simply need capital quickly. Lenders care more about Equity in the mixed use property, borrowers Ability to make payments & theirs Exit plan to repay the loan. We won't waste your time. If we can't help you, we'll refer you to a private lender who may.
We are California Commercial Mortgage Brokers for Mixed Use properties representing a wide range of Lenders & Investor offering Mixed Use Conventional Loans, Private Hard Money Loans, Commercial Loans, SBA Loans, Equity Based Private Loans and lot more. As a professional Commercial Mortgage Brokers in California, Our goal is to get your loan closed as fast as possible with most competitive lending options and to provide the best customer service.
Hard money Mixed Use Loan & Financing are available for all Mixed Use building & Residential properties 1-
Private Money Lenders & Investors Fund Loans based on Equity in the Mixed Use Property and have Simple Loan Guidelines & Requirements.
We Provide Commercial Private Hard Money Mixed Use Loan Financing Lenders in the Riverside, San Bernardino, Inland Empire, Fresno, Los Angeles, Orange County & San Diego County and all of California and Nationwide.
What is Hard Money or Private Money Loans? How to Get Hard Money Loans?
A Commercial Hard Money Loans is a specific type of asset-
Commercial Private Money Loans is commonly used term in banking and finance. It refers to lending money to a company or individual by a private individual or organization. While banks are traditional sources of financing for real estate, and other purposes, private money is offered by individuals or organizations and may have non traditional qualifying guidelines. There are higher risks associated with private lending for both the lender and borrowers.
Commercial Hard money lenders are lending companies, or individuals, offering a specialized type of collateral backed loan. Private Hard Money Lenders tend to lend short-term loans (also called bridge loans) that provide funding and or cash, based on the value of the collateral. Hard money lenders and Investors can and will utilize all types of collateral- residential properties, commercial properties, vacant land, vehicles, etc. to complete the loan. Hard money lenders tend to focus on the value of the collateral and sometimes borrower's ability to repay the loan, FICO score, debt to income balance; instead of based on their own personal income or other assets, as is common with traditional conventional lenders. Hard money lenders typically charge much higher interest rates and fees than banks because they fund deals that do not conform to bank standards such as verification of borrower's income, assets, or credit score. Stated income commercial lenders will not use tax returns for loan qualifications.
As a Commercial Mortgage Brokers we offer Hard Money 1st Mortgage, 2nd Second Mortgage Loans. 2nd Second mortgages are riskier for lenders and thus generally come with a higher interest rate than first mortgages. This is due if the loan goes into default, the first mortgage gets paid off first before the second mortgage.
We Also provide hard money loans for Rehab, Fix & Flip loans, Bridge Loans, Construction Loans, Transaction Funding, Blanket loans. If you are self employed we offer stated income loans, No doc loans, and bank statement loans.
Mixed Use Property combines multiple property uses within a single building or development, such as residential, office, retail, industrial, hotel and community purposes. Mixed-use property is in a broad sense any urban, suburban or village development, or even a single building, that blends a combination of residential, commercial, cultural, institutional, or industrial uses, where those functions are physically and functionally integrated, and that provides pedestrian connections. The term ("a mixed-use development") may also be used more specifically to refer to a mixed-use real estate development project—a building, complex of buildings, or district of a town or city that is developed for mixed-use by a private developer, governmental agency, or a combination thereof.
As a Commercial Mortgage Brokers we have access to hundreds of Mixed Use Loan Financing Lenders & private hard money lenders & investors in Los Angeles, San Diego, Riverside, San Bernardino, Fresno, Bakersfield & Orange County, all California and other States.
Commercial Mortgage Brokers for Commercial Real Estate Property
Find Commercial Mortgage Brokers in AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY
We provide Commercial Financing in the states of Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming
We also provide our Commercial mortgage brokers service the cities of San Jose, San Francisco, Oakland, Fremont, Fresno, Santa Rosa, Hayward, Sunnyvale, Concord, Santa Clara, Vallejo, Berkeley, Fairfield, Richmond, Antioch, Daly City, Houston, San Antonio, Dallas, Austin, Forth Worth, El Paso, Corpus Christi, Jacksonville, Miami, Tampa, Saint Petersburg, Orlando, Hialeah, Tallahassee, Fort Lauderdale, Port Saint Lucie, Pembroke, Pines, Denver, Colorado Springs, Aurora, Fort Collins, Lakewood, Thornton, Pueblo, Arvada, Westminster, Centennial, Birmingham, Montgomery, Mobile, Huntsville, Tuscaloosa, Hoover, Dothan, Decatur, Auburn, Madison,Phoenix, Tucson, Mesa, Chandler, Glendale, Scottsdale, Gilbert, Tempe, Tempe Junction, Peoria, Atlanta, Columbus, Savannah, Athens, Sandy Springs, Macon, Roswell, Albany, Johns Creek, Warner Robins,Chicago, Aurora, Rockford, Joliet, Naperville, Springfield, Peoria, North Peoria, Elgin, Waukegan,Newark, Jersey City, Paterson, Elizabeth, Edison, Toms River, Trenton, Clifton, Camden, Cherry Hill, Little Rock, Fort Smith, Fayetteville, Springdale, Jonesboro, North Little Rock, Conway, Rogers, Pine Bluff, Bentonville, New York, Brooklyn, Borough of Queens, Manhattan, Bronx, Staten Island, Buffalo, Jamaica, Rochester, Yonkers,Boston, South Boston, Worcester, Springfield, Lowell, Cambridge, New Bedford, Brockton, Quincy, Lynn, Philadelphia, Pittsburgh, Allentown, Erie, Reading, Scranton, Bethlehem, Lancaster, Levittown, Harrisburg, Charlotte, Raleigh, West Raleigh, Greensboro, Winston-Salem, Durham, Fayetteville, Cary, Wilmington, High Point, Columbia, Charleston, North Charleston, Mt. Pleasant, Rock Hill, Greenville, Summerville, Sumter, Hilton Head, Florence, Salt Lake City, West Valley City, Provo, West Jordan, Sandy Hills, Orem, Sandy, Ogden, Saint George, Layton, Indianapolis, Fort Wayne, Evansville, South Bend, Hammond, Bloomington, Gary, Carmel, Fishers, Muncie,Wichita, Overland Park, Kansas City, Topeka, Olathe, Lawrence, Shawnee, Manhattan, Lenexa, Salina, Jackson, West Gulfport, Gulfport, Southaven, Hattiesburg, Biloxi, Meridian, Tupelo, Greenville, Olive Branch, Columbus, Cleveland, Cincinnati, Toledo, Akron, Dayton, Parma, Canton, Youngstown, Lorain, Oklahoma City, Tulsa, Norman, Broken Arrow, Lawton, Edmond, Moore, Midwest City, Enid, Stillwater, Detroit, Grand Rapids, Warren, Sterling Heights, Lansing, Ann Arbor, Flint, Charter Township of Clinton, Dearborn, ivonia, Lexington-Fayette, Meads, Ironville, Louisville, Lexington, Bowling Green, Owensboro, Covington, Hopkinsville, Richmond, Vegas, Henderson, Reno, Paradise, North Las Vegas, Sunrise Manor, Spring Valley, Enterprise, Sparks, Carson City, Baltimore, Columbia, Germantown, Silver Spring, Waldorf, Glen Burnie, Ellicott City, Frederick, Dundalk, Rockville, New Orleans, Baton Rouge, Shreveport, Metairie Terrace, Metairie, Lafayette, Lake Charles, Kenner, Bossier City, Monroe, Minneapolis, Saint Paul, Rochester, Duluth, Bloomington, Brooklyn Park, Plymouth, Saint Cloud, Eagan, West Coon Rapids, Kansas City, St Louis, Springfield, Independence, East Independence, Columbia, Lee's Summit, O'Fallon, St. Joseph, St. Charles, Portland, Eugene, Salem, Gresham, Hillsboro, Beaverton, Bend, Medford, Springfield, Corvallis,Virginia Beach, Norfolk, Chesapeake, Arlington, Richmond, Newport News, East Hampton, Alexandria, Hampton, Portsmouth, Heights, Seattle, Spokane, Tacoma, Vancouver, Bellevue, Everett, Kent, Yakima, Renton, Spokane Valley, Memphis, New South Memphis, Nashville, Knoxville, Chattanooga, East Chattanooga, Clarksville, Murfreesboro, Jackson, Johnson City, Sioux Falls, Rapid City, Aberdeen, Brookings, Watertown, Mitchell, Yankton, Pierre, Huron, Vermillion, Des Moines, Cedar Rapids, Davenport, Sioux City, Waterloo, Iowa City, Council Bluffs, Ames, Dubuque, West Des Moines, Bridgeport, New Haven, Hartford, Stamford, North Stamford, Waterbury, Norwalk, East Norwalk, Danbury, New Britain, Wilmington, Dover, Newark, Bear, Middletown, Brookside, Glasgow, Hockessin, Pike Creek Valley, Smyrna, Boise, Nampa, Meridian, Idaho Falls, Pocatello, Caldwell, Coeur d'Alene, Twin Falls, Lewiston, Lewiston Orchards, Omaha, Lincoln, Bellevue, Grand Island, Kearney, Fremont, Hastings, North Platte, Norfolk, Columbus, Albuquerque, Las Cruces, Rio Rancho, Enchanted Hills, Santa Fe, Roswell, Farmington, South Valley, Clovis, Hobbs, Fargo, Bismarck, Grand Forks, Minot, West Fargo, Mandan, Dickinson, Jamestown, Williston, Wahpeton, Milwaukee, Madison, Green Bay, Kenosha, Racine, Appleton, Waukesha, Oshkosh, Eau Claire, Janesville, Providence, Warwick, Cranston, Pawtucket, East Providence, Woonsocket, Coventry, Cumberland, North Providence, West Warwick.
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