Get $50k - $1 Mil
No DSCR Rental Property Loans
Investment Rental Property
No DSCR Loans for Investment Rental Property
No Min Credit Score Required
Stated Income & Full Doc
No Source or Seasoning of Down
BK, Short Sale & Foreclosures OK
No Prepayment Penalty
LTV (loan to value) up to 80%*
Up to 50% for Vacant Land Loan
Low Interest Rates %
Terms from 6 months to 30 Years*
Loan Fees 1 - 6 points*
Call for details
*Rate, Terms, Fees, LTV are dependent on the property type, loan purpose, loan amount, loan to value, lien position, location, occupancy, borrower ability to pay, credit etc. Call for Details
What is Debt Service Coverage Ratio (DSCR)
The debt service coverage ratio (DSCR), also known as "debt coverage ratio" (DCR), is the ratio of operating income available to debt servicing for interest, principal and Insurance payments. It is a popular benchmark used in the measurement of an entity's (person or corporation) ability to produce enough cash to cover its debt payments. The higher this ratio is, the easier it is to obtain a loan.
The Debt Service Coverage Ratio (DSCR) is a simple way of measuring the ability of an investment rental property to pay all its operating expenses and any debt that may be against the property.
A No DSCR or No Ratio loan is where the lenders does not use ratio for qualifying the loan.
Commercial Property Type:
Senior Care Facilities
Hotels / Motels
C Store, Liquor Stores
Commercial Vacant Land
and Many other Commercial Properties
Stated Income Rental Property Loans
We offer No DSCR Loans for rental investment properties to borrowers who can’t qualify for a bank loan or who simply need capital quickly. Lenders care more about Equity in the rental property, borrowers Ability to make payments & theirs Exit plan to repay the loan. Therefore we won't waste your time. If we can't help you, we'll refer you to a private lender who may.
Private Money Loans & Financing are available for all Investment Rental Property & Residential properties 1-
Hard Money Lenders & Investors Fund Loans based on Equity in the Investment Rental Property and have Simple Loan Guidelines & Requirements.
We Provide Commercial Private Hard Money Loans for Commercial Properties in the Riverside, San Bernardino, Inland Empire, Los Angeles, Fresno, Bakersfield, Orange County & San Diego County and all of California and other States.
Hard Money Stated Income Rental Property Loans
What is No Ratio Hard Money or Private Money Loans? How to Get No Ratio Hard Money Loans?
A No Ratio Hard Money Loans is a specific type of equity based or asset-
A No DSCR No Ratio Private Money Loans is commonly used term in banking and finance. It refers to lending money to a company or individual by a private individual or organization. While banks are traditional sources of financing for real estate, and other purposes, private money is offered by individuals or organizations and may have non traditional qualifying guidelines. There are higher risks associated with private lending for both the lender and borrowers.
No Ratio Hard Money Lenders for Rental Properties
Hard money lenders are lending companies, or individuals, offering a specialized type of collateral backed loan. Private Money Lenders tend to lend short-term loans (also called bridge loans) that provide funding and or cash, based on the value of the collateral. Hard money lenders and Investors can and will utilize all types of collateral- residential properties, commercial properties, vacant land, vehicles, etc. to complete the loan. Most private lender offer no dscr loans and some will use dscr to qualify.
Private Hard money lenders tend to focus on the value of the collateral and sometimes borrower's ability to repay the loan, FICO score, debt to income balance; instead of based on their own personal income or other assets, as is common with traditional conventional lenders. These Hard money Investors typically charge much higher interest rates and fees than banks because they fund deals that do not conform to bank standards such as verification of borrower's income, assets, or credit score.
We offer Equity Based Hard Money 1st Mortgage, 2nd Second Mortgage Loans & 3rd Mortgage Liens against Investment Rental Property. 2nd Second mortgages and 3rd position Loans are riskier for lenders and thus generally come with a higher interest rate than first mortgages. This is due if the loan goes into default, the first mortgage gets paid off first before the second mortgage. Many borrower who are looking for no doc rental property loans, we can help them also with the no doc rental loan program.
We Also provide hard money loans for Rehab, Fix & Flip loans, Bridge Loans, Construction Loans, Transaction Funding, Blanket loans. If you are self employed we offer stated income loans, No doc rental property loan, and bank statement loans.
We have access to hundreds of No DSCR Loans lenders in Los Angeles, San Diego, Riverside, San Bernardino, Fresno, Bakersfield & Orange County and almost all California and other States.
Find No DSCR No Ratio Hard Money Loans for Investment Rental Property
We provide No DSCR Loans states of Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming
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vfindloans.com 1307 West 6th Street # 219, Corona CA 92882 * Tel: 951-254-3712 * Fax: 951-710-6411
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