Rental Property Loans

Financing for SFR 1-4 Unit Investment Income Property

$75K - $5 Mil
Purchase Refinance Cash Out
SFR 1-4, Condo, Townhome
Stated Income, No Doc
Any Credit Ok
Up to 80% LTV *
Low Interest rates
Non Owner & Owner Occupied
3/1 Arm, 5/1 Arm & 30 Years Fixed

No upfront cost
Easy to Apply, Quick Approval
Funding in Days

Call, Text or Apply Now

(951)-254-3712

hard money mixed use property loans













Get Equity Based Investment Rental Property Loans & Financing for Purchase, Refinance, Cash Out, Fix & Flip, Rehab, or Debt Consolidation.

1st or 2nd Position Loans

Up to 80% Loan to Value

Any Credit - Stated Income

Fast, Easy & Quick Approval

Get Funding in 7-10 Days

CALL or TEXT NOW

(951)-254-3712

or

apply-investment-rental-property-loans

Investment Rental Property Loans

No Min Credit Score Required

Stated Income & Full Doc

No Doc & No Income Verification

No Prepayment Penalty

BK, Short Sale & Foreclosures OK

No Source or Seasoning of Down

2nd / Second Mortgages Liens

LTV (loan to value) up to 80%*

Up to 50% for Vacant Land Loan

Up to 65% LTV for 2nd Position*

Low Interest Rates %

Terms from 6 months to 30 Years*

Loan Fees 1 - 6 points*

Call for details

*Rate, Terms, Fees, LTV are dependent on the property type, loan purpose, loan amount, loan to value, lien position, location, occupancy, borrower ability to pay, credit etc. Call for Details

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Fix and Flip Loans

A Fix and Flip loan is a loan where an investor purchases a property, rehabs it, and sells it for profit. Fix & Flip loans are also known as bridge loans or rehab loans. Fix N Flip loan is a short term loan usually up to 24 months.

Single-Family, Condo, Townhome,
Multifamily 1-4 Unit Properties

$75K – $2M
Up to 80% of Purchase

Up to 75% of ARV
Up to 100% of Rehab
12-24 month terms
Rate 6.99%-10.99%
Lending in Most States

Apply Now

Rental Loans

A Renal property loan can be used purchase, refinance, cash out for short term or for long term. Term for rental loans are from 6 months to 30 year fixed. Rental loan are available on following properties:

Single-Family, Condo, Townhome,
Multifamily 1-4 Unit Properties

$75K – $2M
Purchase, Refinance, Cash out
Up to 80% LTV

Stated Income / No DSCR
3/1 Arm, 5/1 Arm, 10/1 Arm or
30 Year Fixed
Rate 4.75%-10.99%
Lending in Most States

Apply Now

Bridge Loans

A bridge loan is a short term loan taken out by a borrower against their residential or commercial property until they secures permanent financing or removes an existing obligation. It allows the borrower to meet current obligations by providing immediate cash flow. Bridge loan are available on following properties:

Single-Family, Condo, Townhome,
Multifamily 1-4 Unit, Mixed Use

$75K – $2M
Purchase, Refinance, Cash out
Up to 80% LTV

Stated Income / No DSCR
6 months to 36 months
Rate 6.75%-10.99%
Lending in Most States

Apply Now

Investment Rental Property Loans

We offer equity based loan for 1-4 unit residential rental property in California and most states. Most of our rental property loan programs are no doc, stated income, no income verification, no DSCR required.

Single-Family, Condo, Townhome,
Multifamily 1-4 Unit Properties

$50K – $2M
Purchase, Refinance, Cash out
Up to 80% LTV
Stated Income / No DSCR
3/1 Arm, 5/1 Arm, 10/1 Arm or
30 Year Fixed
Rate 4.75%-10.99%
Lending in Most States

Apply Now

 

Multifamily 5+ Unit Apartment Loans

We offer equity based loan for 5+ commercial multifamily properties in California and nationwide. Most of our multifamily loan programs are stated income, no income verification, no tax returns required.

Multifamily 5+ Unit Properties

$50K – $5M
Purchase, Refinance, Cash out
Up to 80% LTV
Stated Income / No DSCR
3/1 Arm, 5/1 Arm, 10/1 Arm or
30 Year Fixed
Rate 4.75%-10.99%
Lending in Most States

Apply Now

Commercial Mixed Use Property Loans

We offer equity based loan for residential & commercial mixed use property in Nationwide. Most of our mixed use property loan programs are stated income, no tax returns required. If you are looking to purchase or refinance your commercial mixed use property then you are at the right place.

$50K – $5M
Purchase, Refinance, Cash out
Up to 80% LTV
Stated Income / No DSCR*
3/1 Arm, 5/1 Arm or
30 Year Fixed
Rate 4.75%-10.99%
Lending Nationwide

Apply Now

Commercial Retail & Office Building Loans

We offer equity based loan for commercial retail and office building in California. Most of our commercial loan programs are stated income, no income verification, no tax returns required. If you are looking to purchase or refinance any commercial property we can help you find the best loan option available based on your loan requirement.

Retail, Office, Automotive, Self StorageMobile Home Parks, Restaurant, Warehouseother commercial properties

$50K – $5M
Purchase, Refinance, Cash out
Up to 80% LTV
Stated Income
3/1 Arm, 5/1 Arm or
30 Year Fixed
Rate 4.75%-10.99%
Lending Nationwide

Apply Now

Commercial Property Type:

Multi-Family

Mixed Use buildings

Apartments

Retail Centers

Strip Mall

Office Buildings

Church & Ministry

Warehouse

Industrial Buildings

Self Storage

Mini Storage

Senior Care Facilities

Hotels / Motels

Gas Station

Truck Stops

C Store, Liquor Stores

Commercial Vacant Land

and Many other Commercial Properties

Stated Income Investment Rental Property Loans

We offer stated income, stated asset equity-based loan for Investment Rental Properties to borrowers who can’t qualify for a bank loan or who simply need capital quickly. Lenders care more about Equity in the rental property, borrowers Ability to make payments & theirs Exit plan to repay the loan. Therefore we won't waste your time. If we can't help you, we'll refer you to a private lender who may.

Private Money Loans & Financing are available for all Investment Rental Property & Residential properties 1-4 unit (Owner Occupied and Non-Owner Occupied - Business Purpose Loans Only) and Commercial properties.

Hard Money Lenders & Investors Fund Loans based on Equity in the Investment Rental Property and have Simple Loan Guidelines & Requirements.

We Provide Commercial Private Hard Money Loans for Commercial Properties in the Riverside, San Bernardino, Inland Empire, Los Angeles, Fresno, Bakersfield, Orange County & San Diego County and all of California.

Stated Income Loans for Investment Rental Property

A stated income commercial loan is a mortgage where the commercial lender does not verify the borrower's income by looking at their tax returns, pay stubs, W2 forms or other records. Instead, borrowers are simply asked to state their income, and taken at their word. We have access to network of stated income commercial lenders in Newark offering these type of commercial financing for SFR Investment Property, 1-4 Unit Rental Property, Multifamily 5+ Unit Apartments, Mixed Use Property, Retail & Office building, Self Storage, Mobile Home Park and all other commercial properties.

No Doc Loans for Investment Rental Property

A Low-Doc or No Doc commercial loan refers to loans that do not require borrowers to provide documentation of their income to lenders or do not require much documentation. Borrower can qualify by using their bank statement deposits or property income. We have access to network of No Doc or Low doc commercial lenders in Newark offering these type of commercial financing for SFR Investment Property, 1-4 Unit Rental Property, Multifamily 5+ Unit Apartments, Mixed Use Property, Retail & Office building, Self Storage, Mobile Home Park and all other commercial properties.

30 Year Fixed Mortgage Loan for Rental Property

Rental property mortgage programs comes with different loan terms. Most popular are adjustable rate like 5/1 Arm, 7/1 Arm, 10/1 Arm. The ‘5’ means it has a fixed rate for the first five years of the loan. After that, the interest rate can change every ‘1’ year, for the remaining 25 years, depending on how markets are moving. An adjustable rate means your mortgage rate and payment could rise after the 5-year fixed-rate period. There’s a chance they could fall, too, but this is much less likely.
Then there a commercial loan program for rental property which are 15 Year fixed, 20 Year fixed or 30 Year fixed commercial loan which are fully amortized loan. If you plan to keep your commercial property for a long time, and can comfortably afford the mortgage payments, then the 15 year or 30 year fixed commercial loan could be the better option. Contact us to find the best loan program for adjustable or 30 year fixed mortgage for Rental Property.

No Doc, No DSCR Investment Rental Property Loans

What is Debt Service Coverage Ratio (DSCR) used for Rental Investment Properties

The debt service coverage ratio (DSCR) are normally calculated for Investment Rental properties, also known as "debt coverage ratio" (DCR), is the ratio of operating income available to debt servicing for interest, principal and Insurance payments. It is a popular benchmark used in the measurement of an entity's (person or corporation) ability to produce enough cash to cover its debt payments. The higher this ratio is, the easier it is to obtain a loan.

The Debt Service Coverage Ratio (DSCR) is a simple way of measuring the ability of an investment rental property to pay all its operating expenses and any debt that may be against the rental property. Many commercial lenders uses DSCR for calculating income on rental properties, Multifamily properties, Mixed Use properties, Office Retail buildings and other income producing commercial properties.

A No DSCR loan is where the lenders does not use ratio for qualifying the loan. We Provide No DSCR loans, Equity based rental property loans, No Doc rental property loansStated Income Investment Property Loans Lenders.

Hard Money 2nd Second Mortgage Loans for Investment Rental Property

A Second Mortgage Loan Position is a 2nd Lien or a Junior Lien on the property as a result Second 2nd mortgage falls behind the 1st mortgage. Second / 2nd Mortgage are also known as Home equity loans and home equity lines of credit (HELOCs).  2nd mortgages are riskier for lenders and therefore generally come with a higher interest rate than first mortgages. This is because if the 1st mortgage loan goes into default, the first mortgage gets paid off first before the second mortgage.

Therefore when refinancing, if the borrower wants to refinance the 1st mortgage and keep the 2nd mortgage, the homeowner has to request a subordination from the 2nd lender to let the new 1st lender step into the first lien holder position. We offer business purpose stated income second mortgage for owner occupied and non owner occupied properties. Get access to network of Private Hard Money Loans Lenders for Investment Rental properties.

A Second Mortgage can be structured as a fixed amount to be paid off in a specific time, called home equity term. Similarly, they can also be structured like a credit card giving the borrower the option to make a payment less than the interest charged each month. We also provide commercial 2nd position loans nationwide, 2nd lien can be on investment property, rental property, mixed use property, multifamily and other commercial properties.

Private Hard Money Loans for Rental Properties

What is Hard Money or Private Money Loans?  How to Get Hard Money Loans?

A Hard Money Loans is a specific type of equity based or asset-based loan financing through which a borrower receives funds secured by the value of a parcel of real estate. Private Hard money loans are typically issued by private investors or companies. Interest rates are typically higher than conventional commercial or residential property loans because of the higher risk taken by the lender. Most hard money loans are used for projects lasting from a few months to a few years. We offer No DSCR Loans for rental investment properties.

Private Money Loans is commonly used term in banking and finance. It refers to lending money to a company or individual by a private individual or organization. While banks are traditional sources of financing for real estate, and other purposes, private money is offered by individuals or organizations and may have non traditional qualifying guidelines. There are higher risks associated with private lending for both the lender and borrowers.

Hard Money Lenders for Investment Rental Properties

Hard money lenders are lending companies, or individuals, offering a specialized type of collateral backed loan. Private Money Lenders tend to lend short-term loans (also called bridge loans) that provide funding and or cash, based on the value of the collateral. Hard money lenders and Investors can and will utilize all types of collateral- residential properties, commercial properties, vacant land, vehicles, etc. to complete the loan.

Private Hard money lenders tend to focus on the value of the collateral and sometimes borrower's ability to repay the loan, FICO score, debt to income balance; instead of based on their own personal income or other assets, as is common with traditional conventional lenders. These Hard money Investors typically charge much higher interest rates and fees than banks because they fund deals that do not conform to bank standards such as verification of borrower's income, assets, or credit score.

We offer Equity Based Hard Money 1st Mortgage, 2nd Second Mortgage Loans & 3rd Mortgage Liens against Investment Rental Property. 2nd  Second mortgages and 3rd position Loans are riskier for lenders and thus generally come with a higher interest rate than first mortgages. This is due if the loan goes into default, the first mortgage gets paid off first before the second mortgage.

We Also provide hard money Bridge loans for Rehab, Fix & Flip loans, Bridge Loans, Construction Loans, Transaction Funding, Blanket loans. If you are self employed we offer stated income loans, No doc rental property loan, and bank statement loans.

We have access to hundreds of equity based rental investment property lenders & private hard money lenders & investors in Los Angeles, San Diego, Riverside, San Bernardino, Fresno, Bakersfield & Orange County and almost all California.

Find Local Stated Income Hard Money Loans & Lenders for Investment Rental Property

We provide Investment Rental Property Loans & Financing in the states of Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming

Find Rental Property Loans in AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY

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vfindloans.com  1307 West 6th Street # 219, Corona CA 92882  *  Tel: 951-254-3712  *  Fax: 951-710-6411

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