Get $50K - $2 Mil

No Doc No Income Verification Hard Money Loans & Lenders

Residential & Commercial Properties

1st & 2nd / Second Mortgage Lien

Get No Doc No Income Verification Hard Money Loans & Mortgage using No Doc, Alt Doc, Stated Income or No Income Verification Programs for Purchase, Refinance, Cash Out, Rehab, or Debt Consolidation.

1st, 2nd or 3rd Position Loans

Up to 80% Loan to Value

Any Credit Accepted

No Prepayment Penalty

Fast, Easy & Quick Approval

No Up Front Fee

Get Funding in 7-10 Days

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(951)-254-3712

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no income verification

No Doc Hard Money Loans

No Min Credit Score Required

Stated Income & Full Doc

No Doc & No Income Verification

No Prepayment Penalty

No Source or Seasoning of Down

BK, Short Sale & Foreclosures OK

2nd / Second Mortgages Liens

LTV (loan to value) up to 80%*

Up to 50% for Vacant Land Loan

Up to 65% LTV for 2nd Position*

Low Interest Rates %

Terms from 6 months to 30 Years*

Loan Fees 1 - 6 points*

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*Rate, Terms, Fees, LTV are dependent on the property type, loan purpose, loan amount, loan to value, lien position, location, occupancy, borrower ability to pay, credit etc. Call for Details

no income verification










No Doc Hard Money Loans - No Income Verification Mortgage

We offer No doc home loans and No doc mortgage loan programs against owner occupied and non owner occupied properties for business purpose use. No doc mortgage loan is one which requires No Income Verification and where borrower is not required to provide income documentation to verify their income. No doc loan program are available for Purchase, Refinance, Home Equity Second.

Alt Doc Program - Alternative Income Mortgage Programs
We offer alternative income mortgage programs for borrower who cannot qualify using traditional income verification. Borrower’s can prove income using bank statement mortgage, P&L profit & loss statement mortgage, VOE only mortgage (verification of employment), 1099 Income only mortgage.

Mortgage Loan Programs

Hard Money Loan Program

Stated Income Mortgage Program

Full Doc, W2 or 1040’s Program

Alt Doc, Low Doc Program

VOE only Loan Program

1099 Income Program

1 Month Bank Statement Loan Program

12 / 24 Month Bank Statement Loan Program

Foreclosure Bailout Loan Program

Gift of Equity Down Payment

Mortgage Programs for Self Employed

ITIN Loan Program

FHA Loan Program

Conventional Loan Program

Home Equity Second Mortgage

and More...

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Equity Based, No Doc, Stated Income Mortgage Loans

We offer stated income, asset equity-based, no doc hard money loans 1st & 2nd / Second Position loans to borrowers who can’t qualify for a bank loan or who simply need capital quickly. We care more about Equity in the property, borrowers Ability to make payments & theirs Exit plan to repay the loan. We won't waste your time. If we can't help you, we'll refer you to a private lender who may.

Private Hard Money Loans & Financing are available for all Residential properties 1-4 unit (Owner Occupied and Non-Owner Occupied - Business Purpose Loans Only) and Commercial properties. We also offer Subprime Mortgage loans and private hard money loans for Owner Occupied and Non Owner Occupied properties. We have network of Subprime Lenders & Private Money Lenders for Owner Occupied properties in California.

Private Money Lenders & Investors Fund Loans based on Equity in the Property and have Simple Loan Guidelines & Requirements. Approval process is fast and funding is done in days.

We Provide Stated Income no doc hard money loans for Residential & Commercial properties for 1st & 2nd/Second Lien Mortgage in the Riverside, San Bernardino, Inland Empire, Los Angeles, Orange County, San Diego County, Fresno, Bakersfield, San Francisco , San Jose, and all of California.

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What is No Doc Hard Money or Private Money Loans? How to Get No Doc Hard Money Loans?

A Hard Money Loans is a specific type of asset-based loan financing through which a borrower receives funds secured by the value of a parcel of real estate. Hard money loans are typically issued by private investors or companies. Interest rates are typically higher than conventional commercial or residential property loans because of the higher risk taken by the lender. Most hard money loans are used for projects lasting from a few months to a few years.

No Doc Private Money Loans is commonly used term in banking and finance. It refers to lending money to a company or individual by a private individual or organization. While banks are traditional sources of financing for real estate, and other purposes, private money is offered by individuals or organizations and may have non traditional qualifying guidelines. There are higher risks associated with private lending for both the lender and borrowers.

No Doc Hard Money Lenders & Investors are lending companies, or individuals, offering a specialized type of collateral backed loan. Private Hard Money Lenders tend to lend short-term loans (also called bridge loans) that provide funding and or cash, based on the value of the collateral. Hard money lenders and Investors can and will utilize all types of collateral- residential properties, commercial properties, vacant land, vehicles, etc. to complete the loan. Hard money lenders tend to focus on the value of the collateral and sometimes borrower's ability to repay the loan, FICO score, debt to income balance; instead of based on their own personal income or other assets, as is common with traditional conventional lenders. Hard money lenders typically charge much higher interest rates and fees than banks because they fund deals that do not conform to bank standards such as verification of borrower's income, assets, or credit score.

No Doc Hard Money Loans for 2nd Second Position Mortgage

A Second Mortgage Loan Position is a 2nd Lien or a Junior Lien on the property.  Second / 2nd Mortgage are also known as Home equity loans and home equity lines of credit (HELOCs).  Second 2nd mortgage falls behind the 1st mortgage. 2nd mortgages are riskier for lenders and thus generally come with a higher interest rate than first mortgages. This is because if the 1st mortgage loan goes into default, the first mortgage gets paid off first before the second mortgage. When refinancing, if the borrower wants to refinance the 1st mortgage and keep the 2nd mortgage, the homeowner has to request a subordination from the 2nd lender to let the new 1st lender step into the first lien holder position. We offer business purpose stated income second mortgage for owner occupied and non owner occupied properties.

A Second Mortgage can be structured as a fixed amount to be paid off in a specific time, called home equity term. They can also be structured like a credit card giving the borrower the option to make a payment less than the interest charged each month.

A home equity loan is a lump-sum fixed loan against your property you get all of the money at once, and you repay with a flat monthly payment over the coming years. To calculate equity, subtract any outstanding loan balances from the property’s market value. Home equity can increase over time if the property value increases or the loan balance is paid down. Home equity is the difference between the home's fair market value and the outstanding balance of all liens on the property. You can use home equity loan for business purpose, such as advertising, marketing, Inventory and other business use. We have access to network of no doc, no income verification hard money loans lenders and for stated income home equity loans.

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What is No Income Verification Hard Money Mortgage Loan?

A No income verification or stated income commercial loan is a mortgage where the lender does not verify the borrower's income by looking at their tax returns, pay stubs, W2 forms or other records. Instead, borrowers are simply asked to state their income, and taken at their word. We have access to network of No Income Verification lenders offering these type of commercial financing for SFR Investment Property, 1-4 Unit Rental Property, Multifamily 5+ Unit Apartments, Mixed Use Property, Retail & Office building, Self Storage, Mobile Home Park and all other commercial properties.

 

What is No Doc Hard Money Mortgage Loan?

A Low-Doc or No Doc commercial loan refers to loans that do not require borrowers to provide documentation of their income to lenders or do not require much documentation. Borrower can qualify by using their bank statement deposits or property income. We have access to network of Low Doc or No doc commercial lenders offering these type of commercial financing for SFR Investment Property, 1-4 Unit Rental Property, Multifamily 5+ Unit Apartments, Mixed Use Property, Retail & Office building, Self Storage, Mobile Home Park and all other commercial properties.

No Income Verification Investment Rental Property Loans

We offer No Income Verification commercial loan for 1-4 unit residential rental property. Most of our rental property loan programs are stated income, no income verification, no DSCR no ratio required. Rental property lenders offer term from 6 months to 30 years fixed. If you are looking to purchase a rental property, refinance your existing investment rental property or need to cash out from your rental property we can help you find the best no doc rental property loan option available based on your loan requirement.

No Income Verification Multifamily 5+ Unit Apartment Loans

We offer No Income Verification commercial loan for 5+ commercial multifamily properties. Most of our multifamily  loan programs are stated income, no income verification, no tax returns required. Multifamily property lenders offer term from 6 months to 30 years fixed. If you are looking to purchase a Multifamily property , refinance your existing commercial multifamily property or need to cash out from your multifamily property we can help you find the best no doc multifamily loan option available based on your loan requirement.

No Income Verification Commercial Mixed Use Property Loans

We offer No Income Verification commercial loan for residential commercial mixed use property. Most of our mixed use property loan programs are stated income, no income verification, no tax returns required. Commercial Mixed use property lenders offer term from 6 months to 30 years fixed. If you are looking to purchase a mixed use property , refinance your existing mixed use property or need to cash out from your mixed use property we can help you find the best no doc mixed use property loan option available based on your loan requirement.

No Income Verification Retail Office Building Loans

We offer No Income Verification commercial loan for commercial retail office building. Most of our retail office property loan programs are stated income, no income verification, no tax returns required. Commercial Retail office property lenders offer term from 6 months to 30 years fixed. If you are looking to purchase a Retail office building , refinance your existing Retail office building property or need to cash out from your Retail office building we can help you find the best loan option available based on your loan requirement.

Stated Income No Doc Loans - No Income Verification Loans

Hard money lenders & Investors also provide Stated Income Loans & No Doc hard money loans. Stated income loans allow borrowers to simply state their monthly income on a mortgage application instead of verifying the actual amount by furnishing pay stubs or tax returns. Stated income mortgage loan are mostly used by self employed borrowers or for getting a business purpose loan. Stated income home equity loans are also available for business purpose. In some cases lender would ask for bank statements to support the stated income.

A SIVA loan, or stated income/verified asset loan, allows you to state your monthly gross income on the loan application and requires you to verify your assets by furnishing bank statements or a similar asset document.

A SISA loan, or state income/stated asset loan, allows you to state both your monthly gross income and your assets on your mortgage application. So in this case, both items are simply stated, and the bank or lender will not ask you to verify the information. Stated Income loan lenders are mostly used by self employed borrower or for business purpose loans.

No income verification mortgage loan program is when the lender doesn’t require you to prove your income to meets certain requirements. No income verification commercial loans normally works best for self employed borrowers, 1099 consultants, contractors, commission-based salary and in many other cases. We offer No Income Verification Loans for purchase, refinance, home equity & second mortgage for business purpose.

No income verification loans for Owner Occupied properties are available for business purpose for residential and commercial property.

We also provide Equity Based Commercial loans & financing. We also have stated income commercial loans, No income commercial loan programs. A Commercial loan is a mortgage loan secured by commercial property, such as an office building, mixed use property, commercial buildings, shopping center, industrial warehouse, or apartment complex. The proceeds from a commercial mortgage are typically used to acquire, refinance, rehab or redevelop commercial property.

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No Doc Mortgage Programs for Self Employed Borrowers

We offer bank statement loan program and 1099 Income based loans for Independent contractor, working on commission basis, freelancer, artist or other professional working as self employed sole proprietor receiving 1099 as proof of income.

We offer 1 month, 12 months & 24 months bank statement loan program for self employed business borrowers. We have access to both personal & business bank statement mortgage loan program lenders. Bank statement loan program can be used for Purchase, Refinance, Cash Out, Debt consolidation. Find out Qualifications, Guidelines & How to Qualify for bank statement mortgage.  Learn More here

Alternative Income Mortgage Programs

What is a Non Prime Mortgage?
Non prime mortgages are for those borrower who either have no credit, poor credit or bad credit. Generally Non prime mortgage loans have higher interest rate as compared to conventional or FHA loans.

What is a Non QM Mortgage Loan?
A non QM mortgage loan (non qualified mortgage) is a loan that allows a borrower to use alternative income methods to qualify for a mortgage as compared to traditional income verification.

Alternative Income Mortgage Programs?
We offer alternative income mortgage programs for borrower who cannot qualify using traditional income verification. Borrower’s can prove income using bank statement mortgage, P&L profit & loss statement mortgage, VOE only mortgage (verification of employment), 1099 Income only mortgage.

Residential & Commercial Mortgage Brokers in California

We are California Mortgage Brokers representing a wide range of Lenders & Investor offering Conventional Loans, FHA Loans, Private Hard Money Loans, Commercial Loans, SBA Loans, Equity Based Private Loans and no doc hard money loans.

As a professional Mortgage Brokers in California, Our goal is to get your loan closed as fast as possible with most competitive lending options and to provide the best customer service. We represent all clients in Los Angeles, San Diego, Orange County, Riverside, San Bernardino, Inland Empire,  Fresno, Bakersfield, San Jose, San Francisco and entire California for their financing needs.

Find No Doc Hard Money Loans & No Income Verification Loans

We provide no doc hard money loans, no income verification hard money loans in the city of Banning, Beaumont, Blythe, Calimesa, Canyon Lake, Coachella, Corona, Desert Hot Springs, Eastvale, Hemet, Indian Wells, Indio, Jurupa Valley, Lake Elsinore, La Quinta, Menifee, Murrieta, Norco, Palm Desert, Palm Springs, Perris, Rancho Mirage, San Jacinto, Temecula, Wildomar,Adelanto, Apple Valley, Barstow, Big Bear Lake, Chino, Chino Hills, Colton, Crestline, Fontana, Grand Terrace, Hesperia, Highland, Joshua Tree, Lake Arrowhead, Loma Linda, Lucerne Valley, Montclair, Needles, Ontario, Rancho Cucamonga, Redlands, Rialto, Running Springs, Twentynine Palms, Upland, Victorville, Wrightwood, Yermo, Yucaipa, Yucca Valley, Aliso Viejo, Anaheim, Brea, Buena Park, Costa Mesa, Cypress, Dana Point, Fountain Valley, Fullerton, Garden Grove, La Habra, La Palma, Laguna Beach, Laguna Hills, Laguna Niguel, Laguna Woods, Lake Forest, Los Alamitos, Mission Viejo, Newport Beach,  Orange, Placentia, Rancho Santa Margarita, San Clemente, San Juan Capistrano, Santa Ana, Seal Beach, Stanton, Tustin, Villa Park, Westminster, Yorba Linda, Agoura Hills, Alhambra, Arcadia, Artesia, Azusa, Baldwin Park, Bell, Bell Gardens, Bellflower, Beverly Hills, Bradbury, Burbank, CalabasCarson, Cerritos, Claremont, Commerce, Compton, Covina, Cudahy, Culver City, Diamond Bar, Downey,    Duarte, El Monte, El Segundo, Gardena, Glendale, Glendora, Hawaiian Gardens, Hawthorne, Hermosa Beach, Hidden Hills, Huntington Park, Industry, Inglewood, Irwindale, La Canada-Flintridge, La Habra Heights, La Mirada, La Puente, La Verne, Lakewood, Lancaster, Lawndale, Lomita, Long Beach, Los Angeles, San Jose, OaklandBakersfield, Santa Ana, Riverside, Stockton, Seattle, San Francisco, San Bernardino, Modesto, Fremont, Fontana, Palmdale, Oxnard, Ventura, Moreno Valley, Merced, Glendale, Huntington Beach, Irvine, Garden Grove, Orange County, Anaheim, Santa Barbara, Alameda County, Santa Cruz, Santa Rosa, Brentwood, San Mateo, Torrance, Lynwood, Malibu, Manhattan Beach, Maywood, Monrovia, Montebello, Monterey Park, Norwalk, Palos Verdes Estates, Paramount, Pasadena, Pico Rivera, Pomona, Rancho Palos Verdes, Redondo Beach, Rolling Hills, Rolling Hills Estates, Rosemead, San Dimas, San Fernando, San Gabriel, San Marino, Santa Clarita, Santa Fe Springs, Santa Monica, Sierra Madre, Signal Hill, South El Monte, South Gate, South Pasadena, Temple City, Torrance, Vernon, Walnut, West Covina, West Hollywood, Westlake Village, Whittier, San Diego, Chula Vista, Oceanside, Escondido, Carlsbad, El Cajon, Vista, San Marcos, Encinitas, National City, La Mesa, La Jolla, Fresno.
We also provide loans & Financing for the following property type;
Apartment Building Loans, Auto Body Repair Shop Loans, Auto Dealership, Anchored Strip Center Loans, Assisted Living Facility Loans, Bowling Alley Loans, Car Wash Loans, Church Loans, Commercial Warehouse Loans, Construction, Convenience Store Loans, Condominium, Congregate Care Facility, Day Care Center Loans, Dental Office, Fitness Center Loans, Funeral Home Loans, Garden Apartment Loans, Gas Station Loans, Golf Course Loans, Health Club, Healthcare Financing, Hotel Loans, Industrial Property Loans, Marina Financing, Medical Office Loans, Mini Storage Loans, Mixed-Use Loans, Motel Loans, Mobile Home Park Loans, Manufactured Homes, Multi-Family Homes, Nursing Home Loans, Office Building Loans, Restaurant, Retail, Rental Property Loans, SBA Loans, School, Self Storage Loans, Senior Housing Loans, Veterinary - Animal Clinic Animal Hospital, Warehouse Loans.

Find No Income Verification, No Doc Commercial loans Lenders in AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY

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