in Bakersfield, CA
Residential & Commercial Properties
Mortgage Brokers in Bakersfield CA
We are California Mortgage Brokers representing a wide range of Lenders & Investor offering Conventional Loans, FHA Loans, Private Hard Money Loans, Commercial Loans, SBA Loans, Equity Based Private Loans and lot more.
As a professional Mortgage Brokers in Bakersfield, Our goal is to get your loan closed as fast as possible with most competitive lending options and to provide the best customer service. We represent all clients in Bakersfield and entire California for their financing needs.
Mortgage Loan Programs
FHA Loan Program
Conventional Loan Program
Hard Money Loan Program
Full Doc, W2 or 1040’s Program
Alt Doc, Low Doc Program
VOE only Loan program
Foreign Investor Program
ITIN Loan Program
2nd / Second Mortgage Program
Residential properties 1-4 units
Condo, Town House
Senior Care Facility
Mini Storage, Warehouse
Equity Based Loans
No Min Credit Score Required
No Income Stated or Verified
No Prepayment Penalty
No Source or Seasoning of Down
BK, Short Sale & Foreclosures OK
LTV (Loan to Value) up to 75%
Up to 50% for Vacant Land Loan
Interest Rates Starting at 8.99%
Terms from 6 months to 30 Years
Loan Fees 2 - 6 points
Call for details
*Rate, Terms, Fees are depended on the loan amount, loan to value, lien position, property type, location, purpose of loan, borrower ability to pay, credit etc.
Equity Based, Stated Income Mortgage Loans
We offer stated income, stated asset equity-based 1st & 2nd / Second Position loans to borrowers who can’t qualify for a bank loan or who simply need capital quickly. We care more about Equity in the property, borrowers Ability to make payments & theirs Exit plan to repay the loan. We won't waste your time. If we can't help you, we'll refer you to a private lender who may.
Private Hard Money Loans & Financing are available for all Residential properties 1-
Private Money Lenders & Investors Fund Loans based on Equity in the Property and have Simple Loan Guidelines & Requirements. Approval process is fast and funding is done in days.
We Provide Stated Income Residential & Commercial Private Hard Money Loans for 1st & 2nd/Second Lien Mortgage in the Riverside, San Bernardino, Inland Empire, Los Angeles, Orange County, San Diego County, Fresno, Bakersfield, San Francisco , San Jose, and all of California.
Mortgage Brokers in Bakersfield
We are California Mortgage Brokers representing a wide range of Lenders & Investor offering Conventional Loans, FHA Loans, Private Hard Money Loans, Commercial Loans, SBA Loans, Equity Based Private hard money loans and lot more.
As a professional Mortgage Brokers in Bakersfield, Our goal is to get your loan closed as fast as possible with most competitive lending options and to provide the best customer service. We can represent all clients in Bakersfield and entire California for their financing needs.
Each borrower, property & loan scenario are unique. We work one-on-one with each individual client, evaluate their specific needs and find a lender that suits them personally. We first underwrite the file before it is presented before the Lender or private investor so it meets their guidelines for getting your loan funded fast and with least effort.
Our focus is funding loans for owner-occupied & non-owner occupied property for residential or commercial property owners. Our approach is Asset-based rather than credit based and therefore we provide fast, creative financing solutions for borrowers with less than perfect financial or credit statements.
Whether you are a individual, self-employed individual, real estate investor, small business owner, our team has the experience to help you. We routinely assist borrowers who are individuals, corporations, limited liability companies, trusts, estates, probates, foreign nationals, as well as other types of borrowers who don’t meet today’s strict conventional underwriting guidelines.
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As a Commercial Mortgage Broker we also provide loans & Financing for the following property type;
Apartment Building Loans, Auto Body Repair Shop Loans, Auto Dealership, Anchored Strip Center Loans, Assisted Living Facility Loans, Bowling Alley Loans, Car Wash Loans, Church Loans, Commercial Warehouse Loans, Construction, Convenience Store Loans, Condominium, Congregate Care Facility, Day Care Center Loans, Dental Office, Fitness Center Loans, Funeral Home Loans, Garden Apartment Loans, Gas Station Loans, Golf Course Loans, Health Club, Healthcare Financing, Hotel Loans, Industrial Property Loans, Marina Financing, Medical Office Loans, Mini Storage Loans, Mixed-Use Loans, Motel Loans, Mobile Home Park Loans, Manufactured Homes, Multi-Family Homes, Nursing Home Loans, Office Building Loans, Restaurant, Retail, Rental Property Loans, SBA Loans, School, Self Storage Loans, Senior Housing Loans, Veterinary - Animal Clinic Animal Hospital, Warehouse Loans.
vfindloans.com 1307 West 6th Street # 219, Corona CA 92882 * Tel: 951-254-3712 * Fax: 951-710-6411
Business Hours: Monday thru Friday 9:00 am - 5:00 pm