Second Mortgage Loans For Owner Occupied
Private Hard Money Loans for Owner Occupied Properties
$50K - $5 Mil
Purchase, Refinance, 2nd
Stated Income, No Doc & Full Doc
Any Credit Ok
Bankruptcy / Foreclosure Ok
Up to 90% LTV *
Low Interest rates
6 Months - 30 Years Fixed
Non Owner & Owner Occupied
No upfront cost
Easy to Apply, Quick Approval
Funding in Days
Call, Text or Apply Now
Hard Money 2nd Second Position Loans for Owner Occupied
If you are looking to get cash out from your primary residence then we can help you get a 2nd second mortgage. We offer 2nd second position loans for owner occupied borrower for business purpose. This is a stated income 2nd second mortgage where the lender does not verify the borrower's income by looking at their tax returns, pay stubs, W2 forms or other records. Instead, borrowers are simply asked to state their income, and taken at their word. We have access to network of private hard money lenders offering stated income 2nd second position loans for owner occupied.
Get Stated Income 2nd Position
Loans & Financing for
Refinance, Cash Out,
Rehab, or Debt Consolidation
1st or 2nd Position Loans
Up to 70% Loan to Value
Any Credit - Stated Income
Fast, Easy & Quick Approval
Get Funding in 7-
CALL or TEXT NOW
Text Us Your Property Address, Property Value, Existing Balance, Loan Needed
2nd Loans Available only in California
Stated Income 2nd Position Loans
No Min Credit Score Required
Stated Income & Full Doc
No Doc & No Income Verification
No Prepayment Penalty
BK, Short Sale & Foreclosures OK
No Source or Seasoning of Down
2nd / Second Mortgages Liens
LTV (loan to value) up to 80%*
Up to 50% for Vacant Land Loan
Up to 65% LTV for 2nd Position*
Low Interest Rates %
Terms from 6 months to 30 Years*
Loan Fees 1 - 6 points*
Call for details
*Rate, Terms, Fees, LTV are dependent on the property type, loan purpose, loan amount, loan to value, lien position, location, occupancy, borrower ability to pay, credit etc. Call for Details
Properties for Stated Income 2nd Mortgage:
Mixed Use buildings
Church & Ministry
Senior Care Facilities
Hotels / Motels
C Store, Liquor Stores
Commercial Vacant Land
and Many other Commercial Properties
Stated Income 2nd Second Position Loans for Owner Occupied
We offer equity based stated income home equity 2nd second loans in California to borrowers who can’t qualify for a bank loan or who simply need capital quickly. Lenders care more about Equity in the property, borrowers Ability to make payments & theirs Exit plan to repay the loan. We won't waste your time. If we can't help you, we'll refer you to a private lender who may.
Private Hard Money stated income home equity 2nd second Loans & Financing are available for all Residential properties 1-
Stated income home equity 2nd second Private Money Lenders & Investors Fund Loans based on Equity in the Property and have Simple Loan Guidelines & Requirements.
We Provide Stated Income Residential & Commercial Private Hard Money Loans for 1st & 2nd/Second Lien Mortgage in the Riverside, San Bernardino, Inland Empire, Los Angeles, Orange County, San Diego County, Fresno, Bakersfield, San Francisco , San Jose, and all of California.
Hard Money 2nd second position loans for owner occupied
We offer stated income, stated asset equity-based 2nd position loans to borrowers who can’t qualify for a bank loan or who simply need capital quickly. We care more about Equity in the property, borrowers Ability to make payments & theirs Exit plan to repay the loan. We won't waste your time. If we can't help you, we'll refer you to a private lender who may.
Private Money Loans & Financing are available for all Commercial Mixed Use building & Residential properties 1-
Second Mortgage Private Money Lenders & Investors Fund Loans based on Equity in the Commercial Property and have Simple Loan Guidelines & Requirements.
We Provide Commercial Private Hard Money Loans for Commercial Properties in the Riverside, San Bernardino, Inland Empire, Los Angeles, Orange County & San Diego County and all of California.
What is Hard Money or Private Money Loans? How to Get Hard Money Loans?
A Hard Money Loans is a specific type of equity based or asset-
Private Money Loans is commonly used term in banking and finance. It refers to lending money to a company or individual by a private individual or organization. While banks are traditional sources of financing for real estate, and other purposes, private money is offered by individuals or organizations and may have non traditional qualifying guidelines. There are higher risks associated with private lending for both the lender and borrowers. Normally stated income home equity 2nd second lenders lend up to 65% loan to value.
Hard money lenders are lending companies, or individuals, offering a specialized type of collateral backed loan. Private Hard Money Lenders tend to lend short-term loans (also called bridge loans) that provide funding and or cash, based on the value of the collateral. Hard money lenders and Investors can and will utilize all types of collateral- residential properties, commercial properties, vacant land, vehicles, etc. to complete the loan. Hard money lenders tend to focus on the value of the collateral and sometimes borrower's ability to repay the loan, FICO score, debt to income balance; instead of based on their own personal income or other assets, as is common with traditional conventional lenders. Hard money lenders typically charge much higher interest rates and fees than banks because they fund deals that do not conform to bank standards such as verification of borrower's income, assets, or credit score.
No income verification mortgage loan program is when the lender doesn’t require you to prove your income to meets certain requirements. No income verification normally works best for self employed borrowers, 1099 consultants, contractors, commission-based salary and in many other cases. We offer No Income Verification Loans for purchase, refinance, home equity & second mortgage for business purpose.
We offer Equity Based Hard Money 1st Mortgage, 2nd Second Mortgage Loans & 3rd Mortgage Liens. 2nd Second mortgages and 3rd position Loans are riskier for lenders and thus generally come with a higher interest rate than first mortgages. This is due if the loan goes into default, the first mortgage gets paid off first before the second mortgage.
We Also provide hard money loans for Rehab, Fix & Flip loans, Bridge Loans, Construction Loans, Transaction Funding, Blanket loans. If you are self employed we offer stated income loans, No doc loans, and bank statement loans.
We have access to hundreds of equity based commercial property lenders & private hard money lenders & investors in Los Angeles, San Diego, Riverside, San Bernardino, Fresno, Bakersfield & Orange County and almost all California.
vfindloans.com 1307 West 6th Street # 219, Corona CA 92882 * Tel: 951-254-3712 * Fax: 951-710-6411
Business Hours: Monday thru Friday 9:00 am - 5:00 pm