NO DOC Second Mortgage Loans in CA
No Income Verification 2nd Position Mortgage
$50K - $750K Loan
Residential & Commercial Property
Up to 65% CLTV *
No Doc, Stated Income
No Income Verification
Any Credit Ok
6 months - 5 Years
Low Interest Rates%
Non Owner & Owner Occupied *
No upfront cost
Easy to Apply, Quick Approval
Funding in Days
No Doc Second Mortgage Loans
A stated income home equity loan or a No Doc second mortgage is where the lender does not verify the borrower's income by looking at their income. No tax returns, pay stubs, W2 forms or other income records are required. Instead, borrowers are simply asked to state their income, and taken at their word. We have access to network of private hard money lenders in California offering stated income, No doc home equity business purpose loans.
Get No Doc Second Mortgage Loans in California for your residential or commercial properties. No Doc 2nd Position Trust deed Mortgage Loans are available for Investment or business purposes.
1st or 2nd Position Loans
Up to 65% Loan to Value
Any Credit - Stated Income
Stated Income Home Equity Loans
No Min Credit Score Required
Stated Income & Full Doc
No Prepayment Penalty
BK, Short Sale & Foreclosures OK
No Source or Seasoning of Down
LTV (loan to value) up to 80%*
Up to 50% for Vacant Land Loan
Low Interest Rates %
Terms from 6 months to 30 Years*
Loan Fees 1 - 6 points*
Call for details
*Rate, Terms, Fees, LTV are dependent on the property type, loan purpose, loan amount, loan to value, lien position, location, occupancy, borrower ability to pay, credit etc. Call for Details
Properties for Stated Income Second Mortgage:
Senior Care Facilities
Hotels / Motels
C Store, Liquor Stores
Commercial Vacant Land
and Many other Commercial Properties
NO DOC Second Mortgage Loans
We offer No Doc Second Mortgage in California to borrowers who can’t qualify for a bank loan or who simply need capital quickly. Lenders care more about Equity in the property, borrowers Ability to make payments & theirs Exit plan to repay the loan. We won't waste your time. If we can't help you, we'll refer you to a private lender who may.
Private Hard Money stated income home equity 2nd second Loans & Financing are available for all Residential properties 1-
Stated income home equity 2nd second Private Money Lenders & Investors Fund Loans based on Equity in the Property and have Simple Loan Guidelines & Requirements.
We Provide Stated Income Residential & Commercial Private Hard Money Loans for 1st & 2nd/Second Lien Mortgage in the Riverside, San Bernardino, Inland Empire, Los Angeles, Orange County, San Diego County, Fresno, Bakersfield, San Francisco , San Jose, and all of California.
Stated Income 2nd Second Position Mortgage Loans
A stated income 2nd loan is a mortgage where the commercial lender does not verify the borrower's personal income by looking at their tax returns, pay stubs, W2 forms or other records. Instead, borrowers are simply asked to state their income, and taken at their word. We have access to network of stated income commercial lenders offering these type of commercial financing.
No Doc Second Mortgage Loans
A No Doc Mortgage refers to a loan that do not require borrowers to provide documentation of their income to lenders or do not require much documentation. Borrower can qualify by using their bank statement deposits or property income. We have access to network of No Doc or Low doc 2nd Mortgage lenders offering these type of commercial financing.
No Doc Second Trust Deed. What Is a 2nd Second Deed of Trust?
A second position trust deed loan or 2nd TD is often called junior loans which allows property owners to use their residential or commercial property as collateral for the loan. Second trust deed loans mean that there is already a existing mortgage loan or lien on the property, called the first deed of trust. A Private Hard Money Second Trust Deed is offered through private investors for a short term. No Doc Second Mortgage Trust Deed does not require income verification as long as the loan is used for Investment or Business purposes.
No Doc Stated Income Bridge Loans Lenders
A bridge loan is a short term loan taken out by a borrower against their residential or commercial property until they secures permanent financing or removes an existing obligation. It allows the borrower to meet current obligations by providing immediate cash flow.
We provide private hard money stated income 2nd mortgage bridge loans against residential or commercial property. Bridge loans are short term, from 6 month to 3 year, bridge loans are relatively high interest rates, and payment are interest only.
Asset based or Equity based bridge loans are approved based on equity in the property. Most bridge loans are stated income, No Doc, No income verification is required. Contact us for more information on commercial bridge loans lenders.
Stated Income No Doc Second Mortgage Loan Program
We offer stated income, No Doc Second Mortgage loans to borrowers who can’t qualify for a bank loan or who simply need capital quickly. Lenders care more about Equity in the property, borrowers Ability to make payments & theirs Exit plan to repay the loan. We won't waste your time. If we can't help you, we'll refer you to a private lender who may.
Private Money 2nd Mortgage Loans & Financing are available for all Commercial Mixed Use building & Residential properties 1-
Second Mortgage Private Money Lenders & Investors Fund Loans based on Equity in the Commercial Property and have Simple Loan Guidelines & Requirements.
We Provide Commercial Private Hard Money Loans for Commercial Properties in the Riverside, San Bernardino, Inland Empire, Los Angeles, San Francisco, San Jose, Orange County & San Diego County and all of California.
What is No Doc Hard Money or Private Money Loans? How to Get Hard Money Loans?
A Hard Money stated income second Loans is a specific type of equity based or asset-
Private Money Stated Income Second Loans is commonly used term in banking and finance. It refers to lending money to a company or individual by a private individual or organization. While banks are traditional sources of financing for real estate, and other purposes, private money is offered by individuals or organizations and may have non traditional qualifying guidelines. There are higher risks associated with private lending for both the lender and borrowers. Normally stated income home equity 2nd second lenders lend up to 65% loan to value.
No Doc Second Mortgage Trust Deed
No Doc Second mortgage Hard money lenders are lending companies, or individuals, offering a specialized type of collateral backed loan. Private Hard Money Lenders tend to lend short-term loans (also called bridge loans) that provide funding and or cash, based on the value of the collateral. Hard money lenders and Investors can and will utilize all types of collateral- residential properties, commercial properties, vacant land, vehicles, etc. to complete the loan. Private money lenders tend to focus on the value of the collateral and sometimes borrower's ability to repay the loan, FICO score, debt to income balance; instead of based on their own personal income or other assets, as is common with traditional conventional lenders. Hard money lenders typically charge much higher interest rates and fees than banks because they fund deals that do not conform to bank standards such as verification of borrower's income, assets, or credit score.
No income verification 2nd mortgage loan program is when the lender doesn’t require you to prove your income to meets certain requirements. No income verification normally works best for self employed borrowers, 1099 consultants, contractors, commission-based salary and in many other cases. We offer No Income Verification Loans for purchase, refinance, home equity & second mortgage for business purpose.
We offer Equity Based Hard Money 1st Mortgage, 2nd Second Mortgage Loans & 3rd Mortgage Liens. 2nd Second Trust Deed mortgages and 3rd position Loans are riskier for lenders and thus generally come with a higher interest rate than first mortgages. This is due if the loan goes into default, the first mortgage gets paid off first before the second mortgage.
We Also provide hard money loans for Rehab, Fix & Flip loans, hard money Bridge Loans, Construction Loans, Transaction Funding, Blanket loans. If you are self employed we offer stated income loans, No doc loans, and bank statement loans.
Find Local No Doc Second Mortgage Loans & Lenders
We provide No Doc Second Mortage loans for Residential & Commercial properties in your local city of Banning, Beaumont, Blythe, Calimesa, Canyon Lake, Coachella, Corona, Desert Hot Springs, Eastvale, Hemet, Indian Wells, Indio, Jurupa Valley, Lake Elsinore, La Quinta, Menifee, Moreno Valley, Murrieta, Norco, Palm Desert, Palm Springs, Perris, Rancho Mirage, San Jacinto, Temecula, Wildomar,Adelanto, Apple Valley, Barstow, Big Bear Lake, Chino, Chino Hills, Colton, Crestline, Fontana, Grand Terrace, Hesperia, Highland, Joshua Tree, Lake Arrowhead, Loma Linda, Lucerne Valley, Montclair, Needles, Ontario, Rancho Cucamonga, Redlands, Rialto, Running Springs, Twentynine Palms, Upland, Victorville, Wrightwood, Yermo, Yucaipa, Yucca Valley, Aliso Viejo, Anaheim, Brea, Buena Park, Costa Mesa, Cypress, Dana Point, Fountain Valley, Fullerton, Garden Grove, Huntington Beach, Irvine, La Habra, La Palma, Laguna Beach, Laguna Hills, Laguna Niguel, Laguna Woods, Lake Forest, Los Alamitos, Mission Viejo, Newport Beach, Orange, Placentia, Rancho Santa Margarita, San Clemente, San Juan Capistrano, Santa Ana, Seal Beach, Stanton, Tustin, Villa Park, Westminster, Yorba Linda, Agoura Hills, Alhambra, Arcadia, Artesia, Azusa, Baldwin Park, Bell, Bell Gardens, Bellflower, Beverly Hills, Bradbury, Burbank, CalabasCarson, Cerritos, Claremont, Commerce, Compton, Covina, Cudahy, Culver City, Diamond Bar, Downey, Duarte, El Monte, El Segundo, Gardena, Glendale, Glendora, Hawaiian Gardens, Hawthorne, Hermosa Beach, Hidden Hills, Huntington Park, Industry, Inglewood, Irwindale, La Canada-
Flintridge, La Habra Heights, La Mirada, La Puente, La Verne, Lakewood, Lancaster, Lawndale, Lomita, Long Beach, Los Angeles, Lynwood, Malibu, Manhattan Beach, Maywood, Monrovia, Montebello, Monterey Park, Norwalk, Palmdale, Palos Verdes Estates, Paramount, Pasadena, Pico Rivera, Pomona, Rancho Palos Verdes, Redondo Beach, Rolling Hills, Rolling Hills Estates, Rosemead, San Dimas, San Fernando, San Gabriel, San Marino, Santa Clarita, Santa Fe Springs, Santa Monica, Sierra Madre, Signal Hill, South El Monte, South Gate, South Pasadena, Temple City, Torrance, Vernon, Walnut, West Covina, West Hollywood, Westlake Village, Whittier, San Diego, Chula Vista, Oceanside, Escondido, Carlsbad, El Cajon, Vista, San Marcos, Encinitas, National City, La Mesa, Bakersfield, Oakland, San Jose, La Jolla, Fresno.
vfindloans.com 1307 West 6th Street # 219, Corona CA 92882 * Tel: 951-254-3712 * Fax: 951-710-6411
Business Hours: Monday thru Friday 9:00 am - 5:00 pm