Private Hard Money Loans Whittier
No Doc Residential & Commercial Property Financing
$50K - $10 Mil
Purchase Refinance 2nd
SFR 1-4 Units, Condo, Townhome
Mixed Use, Multifamily, Office Retail
Stated Income, No Doc
Any Credit Ok
Up to 90% LTV *
Low Interest rates
6 months to 30 Year Fixed
Non Owner & Owner Occupied *
No upfront cost
Easy to Apply, Quick Approval
Funding in Days
Call, Text or Apply Now
(951)- 254- 3712
Get Private Money Loans in Whittier for Purchase, Refinance, Cash Out, Rehab, Bridge Loans or Debt Consolidation.
1st or 2nd Position Loans
Up to 80% Loan to Value
Any Credit Accepted
No Income Stated or Verified
No Prepayment Penalty
Equity Based Loans in Whittier
No Min Credit Score Required
Stated Income & Full Doc
No Doc & No Income Verification
No Prepayment Penalty
No Source or Seasoning of Down
BK, Short Sale & Foreclosures OK
2nd / Second Mortgages Liens
LTV (loan to value) up to 80%*
Up to 50% for Vacant Land Loan
Up to 65% LTV for 2nd Position*
Low Interest Rates %
Terms from 6 months to 30 Years*
Loan Fees 1 - 6 points*
Call for details
*Rate, Terms, Fees, LTV are dependent on the property type, loan purpose, loan amount, loan to value, lien position, location, occupancy, borrower ability to pay, credit etc. Call for Details
Whittier Property Type:
Residential properties 1-4 unit
Multi-Family, Rental Property
Mixed Use Property
Apartments
Retail Strip Malls
Shopping Center
Gas Stations, Car Wash
Senior Care Facility
Mini Storage, Warehouse
Commercial Properties
Office Buildings
Church Loans
Vacant Land, Raw Land
Commercial Land & Lots
Manufactured Homes
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Stated Income Mortgage Loans & Lenders in Whittier
We offer stated income, equity-based 1st & 2nd / Second Position Hard Money loans in Whittier county to borrowers who can’t qualify for a bank loan or who simply need capital quickly. We care more about Equity in the property, borrowers Ability to make payments & theirs Exit plan to repay the loan. We won't waste your time. If we can't help you, we'll refer you to a private lender who may.
Private Hard Money Loans & Financing are available for all Residential properties 1-
Private Hard Money Lenders & Investors in Whittier Fund Loans based on Equity in the Property and have Simple Loan Guidelines & Requirements.
We Provide Stated Income Residential & Commercial Private Hard Money Loans for 1st & 2nd/Second Lien Mortgage in the Whittier, Riverside County, San Bernardino, Inland Empire, Los Angeles, Orange County, San Diego County, Fresno, Bakersfield, San Francisco , San Jose, and all of California.
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Investment Rental Property Loans
We offer equity based loan for 1-4 unit residential rental property in Whittier California and most states. Most of our rental property loan programs are no doc, stated income, no income verification, no DSCR required.
Single-Family, Condo, Townhome,
Multifamily 1-4 Unit Properties
$50K – $2M
Purchase, Refinance, Cash out
Up to 80% LTV
Stated Income / No DSCR
3/1 Arm, 5/1 Arm, 10/1 Arm or
30 Year Fixed
Rate 4.75%-10.99%
Lending in Most States
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Multifamily 5+ Unit Apartment Loans
We offer equity based loan for 5+ commercial multifamily properties in Whittier California and nationwide. Most of our multifamily loan programs are stated income, no income verification, no tax returns required.
Multifamily 5+ Unit Properties
$50K – $5M
Purchase, Refinance, Cash out
Up to 80% LTV
Stated Income / No DSCR
3/1 Arm, 5/1 Arm, 10/1 Arm or
30 Year Fixed
Rate 4.75%-10.99%
Lending in Most States
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Commercial Mixed Use Property Loans
We offer equity based loan for residential & commercial mixed use property in Nationwide. Most of our mixed use property loan programs are stated income, no tax returns required. If you are looking to purchase or refinance your commercial mixed use property then you are at the right place.
$50K – $5M
Purchase, Refinance, Cash out
Up to 80% LTV
Stated Income / No DSCR*
3/1 Arm, 5/1 Arm or
30 Year Fixed
Rate 4.75%-10.99%
Lending Nationwide
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Commercial Retail & Office Building Loans
We offer equity based loan for commercial retail and office building in Whittier California. Most of our commercial loan programs are stated income, no income verification, no tax returns required. If you are looking to purchase or refinance any commercial property we can help you find the best loan option available based on your loan requirement.
Retail, Office, Automotive, Self Storage Mobile Home Parks, Restaurant, Warehouse other commercial properties
$50K – $5M
Purchase, Refinance, Cash out
Up to 80% LTV
Stated Income
3/1 Arm, 5/1 Arm or
30 Year Fixed
Rate 4.75%-10.99%
Lending Nationwide
Apply Now
Bank Statement Mortgage Loan Programs
We offer 12 or 24 months bank statement loan program for self employed borrowers. Bank statement loan program can be used for Purchase, Refinance, Cash Out, Debt consolidation. Borrower can either use their personal bank statement or business bank statement to qualify for the loan. Bank Statement Mortgage Loans in Whittier California.
1099 Income Only Mortgage
We offer 1099 Income based loans for Independent contractor, working on commission basis, freelancer, artist or other professional working as self employed sole proprietor receiving 1099 as proof of income. 1099 Income mortgage programs for self employed works for borrower working as a independent contractors. No tax return or bank statement are required. Find loans based on 1099 Income in Whittier California
P&L Mortgage Loan Program (Profit & Loss Statement Only Program)
The P&L (profit & loss statement) mortgage loan program are for self employed business owners. They do not need to show tax returns, bank statements or 1099. Find mortgage programs for self employed based on P&L Statement only in Whittier California.
VOE only Verification of Employment Mortgage Loan Program
VOE loan program is where a borrowers can get qualified for a mortgage for a Purchase, Rate/Term Refinance, Cash-out Refinance or Debt consolidation mortgage loan by just a Verification of Employment. Get qualified without showing Tax Returns or Pay Stubs or W2s. Call us today to find out more about our VOE only mortgage program in Whittier California.
No Income Verification Stated Income Hard Money Loan Lenders in Whittier
Hard money lenders & Investors in Hayward also provide Stated Income Loans. Stated income loans allow borrowers to simply state their monthly income on a mortgage application instead of verifying the actual amount by furnishing pay stubs or tax returns. Stated income mortgage loan are mostly used by self employed borrowers. In some cases lender would ask for bank statements to support the stated income. No Doc Hard money loan lenders in Murrieta also have program for owner occupied properties.
A SIVA loan, or stated income/verified asset loan, allows you to state your monthly gross income on the loan application and requires you to verify your assets by furnishing bank statements or a similar asset document.
A SISA loan, or state income/stated asset loan, allows you to state both your monthly gross income and your assets on your mortgage application. So in this case, both items are simply stated, and the bank or lender will not ask you to verify the information. Stated Income loan lenders are mostly used by self employed borrower or for business purpose loans. We has access to Stated Income Commercial Loans & Lenders in Whittier California.
No Doc 2nd Second Position Hard Money Loans Lenders in Whittier
A Second Mortgage Position is a 2nd Lien on the property. Called lien holders positioning the 2nd mortgage falls behind the 1st mortgage. When refinancing if the borrower wants to refinance the 1st mortgage and keep the 2nd mortgage, the homeowner has to request a subordination from the 2nd lender to let the new 1st lender step into the first lien holder position. Hard money loan lenders in Fresno can do Stated Income 2nd Mortgage and get quick funding for 2nd liens.
A Second Mortgage can be structured as a fixed amount to be paid off in a specific time, called home equity term. They can also be structured like a credit card giving the borrower the option to make a payment less than the interest charged each month. You can use home equity loan for business purpose, such as advertising, marketing, Inventory and other business use.
No doc stated income 2nd mortgages are riskier for hard money lenders and thus generally come with a higher interest rate than first mortgages. This is due if the loan goes into default, the first mortgage gets paid off first before the second mortgage. Commercial loans can have multiple loans as long as the equity supports it. Due to lender guidelines, it is rare for conventional loans for a property having a 3rd or 4th mortgage.
Commercial Mixed Use Property Loans Lenders in Whittier
We also provide Stated Income Commercial Loans & Financing for Mixed-Use Property in Whittier. Mixed Use Property combines multiple property uses within a single building or development, such as residential, office, retail, industrial, hotel and community purposes. Mixed-use property is in a broad sense any urban, suburban or village development, or even a single building, that blends a combination of residential, commercial, cultural, institutional, or industrial uses, where those functions are physically and functionally integrated, and that provides pedestrian connections.
The term ("a mixed-use development") may also be used more specifically to refer to a mixed-use real estate development project—a building, complex of buildings, or district of a town or city that is developed for mixed-use by a private developer, governmental agency, or a combination thereof. We have access to many commercial private hard money lenders & investors in Whittier for Commercial mixed use properties.
If you are looking to purchase or refinance your commercial mixed use property then you are at the right place. We are commercial mortgage brokers for mixed use property serving clients nationwide.
Commercial Retail & Office Building Loans in Whittier
We also provide stated income commercial loans & financing for Office building in Whittier. An office is generally a room or other area where administrative work is done and a Office building ia a structure used primarily for the conduct of business relating to administration, clerical services, consulting, and other client services not related to retail sales. Office buildings can hold single office or multiple offices. We have access to many commercial private hard money lenders & investors for Office building in Hayward.
We also provide commercial loans & financing for strip mall & shopping center in Whittier. A strip mall also called a shopping plaza, shopping center, or mini-mall is an open-air shopping mall where the stores are arranged in a row, with a sidewalk in front. Strip malls are typically developed as a unit and have large parking lots in front. Strip mall or shopping center face major traffic and tend to be self-contained with few pedestrian connections to surrounding neighborhoods. We have access to many commercial private hard money lenders & investors for strip mall & shopping center in Whittier.
Private Hard Money Loans in Whittier
A Hard Money Loans is a specific type of asset-
Private Money Loans is commonly used term in banking and finance. It refers to lending money to a company or individual by a private individual or organization. While banks are traditional sources of financing for real estate, and other purposes, private money is offered by individuals or organizations and may have non traditional qualifying guidelines. There are higher risks associated with private lending for both the lender and borrowers.
Hard money lenders & Investors are lending companies, or individuals, offering a specialized type of collateral backed loan. Private Hard Money Lenders tend to lend short-term loans (also called bridge loans) that provide funding and or cash, based on the value of the collateral. Hard money lenders and Investors can and will utilize all types of collateral- residential properties, commercial properties, vacant land, vehicles, etc. to complete the loan. Hard money lenders tend to focus on the value of the collateral and sometimes borrower's ability to repay the loan, FICO score, debt to income balance; instead of based on their own personal income or other assets, as is common with traditional conventional lenders. Hard money lenders typically charge much higher interest rates and fees than banks because they fund deals that do not conform to bank standards such as verification of borrower's income, assets, or credit score.
We also provide Equity Based Commercial loans & financing. We also have stated income commercial loans, No income commercial loan programs. A Commercial loan is a mortgage loan secured by commercial property, such as an office building, mixed use property, commercial buildings, shopping center, industrial warehouse, or apartment complex. The proceeds from a commercial mortgage are typically used to acquire, refinance, rehab or redevelop commercial property. We also provide hard money loans for Land in Bay Area & hard money loans for manufactured homes Whittier.
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Owner Occupied Subprime Mortgage Loans in Whittier
There are several different kinds of subprime mortgage structures available. The most common is the adjustable rate mortgage (ARM), which initially charges a fixed interest rate, and then convert to a floating rate based on an index such as LIBOR, plus a margin. The better known types of ARMs include 3/27 and 2/28 ARMs.
On non owner occupied properties we offer stated income and stated assets hard money loans and subprime loans.
Mortgage Program for Self Employed Borrowers in Whittier CA
We also offer mortgage programs for self employed borrowers. These program include;
- business bank statement mortgage program for self employed and
- personal bank statement mortgage programs.
- 1009 Income mortgage program for Self employed.
Get more details on how to qualify for bank statement home loans, qualification & guidelines about bank statement mortgage program and other mortgage programs for self employed business owners.
Bank Statement Hard Money Loan Lenders in Whittier
We offer 12 & 24 months bank statement loan program for self employed business borrowers. We have access to both personal & business bank statement mortgage loan program lenders. Bank statement loan program can be used for Purchase, Refinance, Cash Out, Debt consolidation. Learn More here
Private Hard Money Loan Lender for Manufactured Homes in Whittier
If you are looking to purchase, refinance or rehab your Manufactured home then you are at the right place. We can help you get private hard money loans against your Mobile home or Manufactured home. As long as the manufactured home is on a permanent foundation and you own the land. Please contact us for more details regarding private hard money loans for manufactured homes.
Find Local Mortgage Broker in Whittier for Private Hard Money Loans
We are Private Hard Money Mortgage Broker servicing clients in Whittier. We are Mortgage Broker representing a wide range of Equity based private hard money lenders and investors that use a common sense approach to provide you with the best loan possible. We provide mortgage service to Fresno borrowers who can’t qualify through conventional lenders due to bad credit, poor credit or issue with proving income or need funds fast. As a Commercial Private Hard Money Mortgage Broker in Whittier we can also help borrower in Whittier with their commercial property financing needs. We have access to many hard money loan lenders in Whittier.
We are Residential and Commercial Real Estate Mortgage Brokers offering Loans & Financing for Purchase, Refinance, Cash Out & Rehab for Single Family 1-4 unit, Rental property, Multifamily Apartments, Mixed Use, Retail & Office building, Warehouse and other commercial properties. We also provide Conventional Full doc, lite doc, No doc, stated income, equity based private hard money bridge loans lenders in Fresno for 1st & 2nd Position mortgage for Owner and Non Owner Occupied properties. For borrower's with credit or income issues we also provide Non prime, non QM mortgage programs.
Find Local Private Hard Money Loan Lenders in Whittier
We provide private hard money loan lenders in Whittier against Residential & Commercial Properties in the cities of Fresno, Long Beach, Los Angeles, San Jose, Oakland, Bakersfield, Santa Ana, Riverside, Stockton, Seattle, San Francisco, San Bernardino, Modesto, Fremont, Fontana, Palmdale, Oxnard, Ventura, Moreno Valley, Merced, San Diego, Fresno, and all Cities in California.
We also provide Equity Based Private Hard Money Loans & Financing in Whittier and All Riverside county for the following property type;
Apartment Building Loans, Auto Repair Loans, Auto Dealership, Anchored Strip Center Loans, Assisted Living Facility Loans, Bowling Alley Loans, Car Wash Loans, Church, Commercial, Construction, Convenience Store Loans, Condominium, Congregate Care Facility, Day Care Center Loans, Dental Office, Fitness Center Loans, Funeral Home Loans, Garden Apartment Loans, Gas Station Loans, Golf Course Loans, Health Club, Healthcare Financing, Hotel Loans, Industrial Property Loans, Marina Financing, Medical Office Loans, Mini Storage Loans, Mixed-Use Loans, Motel Loans, Mobile Home Park Loans, Manufactured Homes, Multi-Family Homes, Nursing Home Loans, Office Building Loans, Restaurant, Retail, SBA Loans, School, Self Storage Loans, Senior Housing Loans, Veterinary - Animal Clinic Animal Hospital, Warehouse Loans.
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vfindloans.com 1307 West 6th Street # 219, Corona CA 92882 * Tel: 951-254-3712 * Fax: 951-710-6411
Business Hours: Monday thru Friday 9:00 am - 5:00 pm